2444 Vancouver Ln, North Port, FL 34286
3 beds · 2 baths · 1,816 sqft sqft
This charming 3-bedroom, 2-bath home, built in 2006, offers over 1,800 sq. ft. of comfortable living space with a 2-car garage. The interior boasts ceramic tile flooring throughout the main areas, with plush carpet in the bedrooms. At the front of the house, you'll find a formal living room and dining room, perfect for hosting guests. The spacious kitchen features white cabinetry, stainless steel appliances, a stainless sink, and a large breakfast bar. The home has a split bedroom floorplan for added privacy. The large primary bedroom includes two walk-in closets with built-in shelving, and sliding doors leading to the patio, offering a beautiful view of the private backyard. The primary bath is a luxurious retreat with a garden tub, walk-in shower, and dual sink vanity, along with decorative tile in the shower. The two guest bedrooms are spacious, each with large closets and ceiling fans. The guest bathroom offers a tub/shower combination. Recent upgrades include a new roof and gutters in 2024, new appliances in 2024, and a new water heater installed in 2023. The home also features an inside utility room with built-in cabinetry, a water chlorinator system, and professional landscaping with a sprinkler system. Conveniently located just minutes from I-75, this home offers easy access for commuters, with shopping, schools, and dining just a short drive away. Plus, the sandy white beaches are only 20 minutes from this ideal location!
Source: STELLAR #a4626596
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4626596
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4626596
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.