244 Lark Ave, Brooksville, FL 34601
4 beds · 3 baths · 3,912 sqft
Brooksville Immaculate 2 Story 4 Bedroom 2.5 Bath Home sits on 5 Acres! This Stunning home features 3912 sq ft, an oversized 2 Car Garage, a huge insulated Workshop + a large shed! As you step through the front door w/leaded glass you will feel right at home~ The many updates include a brand new Custom Kitchen Renovation in 2022 w/Cherry Wood Cabinetry w/soft close drawers/doors/pull out drawers, Quartzite Countertops, Subway Tile Backsplash, Glass Front Accent Cabinets w/lighting & under cabinets LED Lighting. The Newer LG Appliance Package includes a Refrigerator w/ice & water dispenser, wall oven, microwave/convection wall oven, ventless glass top convection range, dishwasher, &large double composite sink with upgraded faucet. Wait until you see the Walk-in Pantry w/Custom Organizers & Spice Rack! The Family Room & 2nd floor have updated plank flooring, updated porcelain tile in the Dining Rm & Kitchen, newer carpet in 3 of the 4 bedrooms. The kitchen overlooks both the Formal Dining Room & the Formal Living areas & is a great floor plan for entertaining. Enjoy those romantic nights by the wood burning Fireplace in either the Dining Room or the Family Room! The Family Room boasts a Huge Stone Wall Fireplace with stained glass on either side. Also, in the family you will appreciate the size of this room as well as the custom teak built in storage, the ceiling wood beams, ceiling fan, recessed lighting & TV Mount. The Owner's Retreat is private from the other 3 bedrooms & the ensuite bath & closet has been fully renovated in 2022~ Ensuite Bath offers a Tiled Shower w/frameless glass door, stone shower base, built in shower niche' storage, plank porcelain tile flooring, double sink vanity w/storage & quartz counters, updated vanity lighting/mirrors/recessed lighting. The walk-in closet w/organizers is outrageous-15 X 8 ! Bedrooms 2 & 3 are on the 1st level opposite of thePrimary Bedroom 4th Bedroom is massive in size and is located on the 2nd floor.(29X27+) This room has amazing vaulted tongue & groove ceilings, LVP Floors, built-in shelving, loads of storage, 2 ceilings fans & a 1/2 Bath too~ Enjoy relaxing on the screened lanai overlooking the oasis backyard with lush views. More Upgrades & Features: RV Carport w/electric, Electrical Panel is wired for a Generator. Many double pane windows, keyless entry/front door/garage, closet organizers all 4 bedrooms, crown/chair moldings, new roof 11/2022, water softener, laundry sink, massive workshop w/a lean-to, TV mounts, added attic insulation, composite entry walk-way, rain gutters and so much more~ Finally, the backyard is enchanting with a seasonal creek leading to the wooded back half of this 5 acre spectacular property. There is even a Wishing Well to drop all of your wishes into! This home is truly special and one that you will want to add to your wish list~
Source: STELLAR #tb8307556
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8307556
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8307556
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