24328 Emily Dr, Trenton, MI 48183
3 beds · 2 baths · 2,267 sqft
Welcome to Emily Drive in Beautiful Brownstown Township IN DESIRABLE FLOWERS CREEK SUBDIVISION!! This 3 Bedroom 2 full 2 half bath 2276 Sq. Ft, Home has so many upgrades. NEW WALLSIDE WINDOWS 2020, BASEMENT REMODELED IN 2021, KITCHEN UPGRADE 2019, 50 GALLON HOT WATER TANK 2019, NEW FURNACE 2019, NEW GRANITE COUNTER TOPS 2017, NEW AIR CONDITIONER 2017, NEW FLOORING 2017, AND NEW ROOF 2016** MASTER BEDROOM HAS LARGE WALK IN CLOSET PLUS AN ADDITIONAL CLOSET AND A LARGE MASTER BATH. THE OTHER SECONDARY BEDROOMS ARE LARGE AS WELL. ALL KITCHEN AND BATHROOM COUNTERS ARE GRANITE THROUGHOUT THE HOUSE** THE FINISHED BASEMENT HAS A LOVELY BATHROOM GATHERING AREA AND A WORKOUT ROOM. THE BACKYARD HAS A LARGE ABOVE-GROUND POOL AND COVERED PATIO. WASHER AND DRYER ARE NEGOTIABLE!!. THIS HOME HAS SO MUCH TO OFFER LOCATED NEAR SCHOOLS, DINING, PARKS, AND THE FREEWAY FOR EASY COMMUTING. NO HOA TO PAY!! THE HOME IS OWNER-OCCUPIED. PLEASE REMOVE YOUR SHOES AND BE ON TIME FOR APPOINTMENTS, PLEASE SECURE THE HOME WHEN LEAVING. SEE IT BEFORE ITS GONE!!
Source: REALCOMP #20250015277
All values shown are estimated costs / mo.
Source: Public records
Source: REALCOMP #20250015277
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.