2432 Dover Ln, Spring Hill, FL 34609
3 beds · 2 baths · 1,949 sqft sqft
SELLER TO CONTRIBUTE $5,000 TOWARDS BUYERS RATE BUY DOWN OR TOWARDS CLOSING COSTS WITH A REASONABLE OFFER. Welcome home! This charming 3-bedroom, 2-bathroom pool home offers the perfect blend of comfort, convenience, and relaxation. As you step inside, you'll be greeted by a formal living room with ample space for entertaining guests or enjoying quiet moments of relaxation. Adjacent to the living room is a formal dining room, ideal for hosting dinner parties and special occasions. Use this space as originally designed, or use it as a bonus room. Continuing through the home, you'll find a spacious and inviting family room, perfect for everyday living and casual gatherings. The open floor plan seamlessly connects the family room to the kitchen and breakfast nook, creating a cohesive space for family activities and socializing. The kitchen has been tastefully updated featuring beautiful quartz countertops, sleek stainless steel appliances, ample cabinet space, and a convenient breakfast bar for casual dining. This home has a split floor plan, offering privacy and separation between the master bedroom and the additional bedrooms. The master bedroom is a peaceful retreat, boasting plenty of natural light, a walk-in closet, and an ensuite bathroom for added privacy and convenience. On the other side of the home, two additional bedrooms provide plenty of space for family members or guests, each offering comfortable accommodations and easy access to the main bathroom. Beautiful hardwood floors flow through the living rooms and master bedroom. Tile in the guest bedrooms and kitchen. NO CARPET! Step outside to your own private paradise, where you'll find a sparkling pool with a spacious patio area. Enjoy the Florida summer's soaking up the sun, enjoying a refreshing swim, or hosting a BBQ. Located in the desirable area of Spring Hill, this home offers convenient access to shopping, medical facilities, dining, and parks. Close to the Parkway for an easy commute to Tampa! With its unbeatable combination of style, comfort, and location, this is truly a place you'll be proud to call home. Don't miss out on the opportunity to make this stunning pool home yours. Schedule a showing today and start living the Florida lifestyle you've always dreamed of!
Source: STELLAR #w7862547
Source: STELLAR #w7862547
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #w7862547