2432 Dakota Dunes Ct, Pflugerville, TX 78660
4 beds · 2 baths · 2,686 sqft
This gorgeous home is situated on an oversized 1/3+ acre cul-de-sac lot in the sought-after Meadows of Blackhawk neighborhood. The current owners have thoughtfully upgraded and modernized this home with care and attention to detail. Since its purchase in 2022, it has undergone a complete renovation, creating a modern and upgraded living space. Designed for both comfort and functionality, the intelligent floor plan lives like a single-story home, featuring four bedrooms and two full bathrooms downstairs, plus a versatile bonus room upstairs that is currently being used as a media/movie room. Entertaining guests is effortless with the seamless flow from the formal dining area through the living room and into the kitchen. A flex space off the front door provides endless possibilities—it can serve as a home office, playroom, or formal living room. The open-concept layout keeps everyone connected while still allowing each space to maintain its own character. The primary suite, tucked away at the back of the home, offers a private retreat with a light-filled, modern bathroom featuring an oversized freestanding tub and a spacious walk-in shower. Step outside to your own private backyard oasis! The owners have transformed this oversized 1/3-acre lot into a resort-style retreat featuring a brand-new pool and spa (installed in 2023), perfect for relaxation or entertaining. Additional upgrades include a new HVAC system (2023), a newly stained backyard privacy fence (2023), and fresh landscaping designed to mature into a lush privacy screen (2024), ensuring both beauty and functionality for years to come. Located in the Meadows of Blackhawk, this home is zoned to highly rated Pflugerville ISD schools. Blackhawk Golf Course is just a 5-minute drive away, with Typhoon Texas, Kalahari Resort, and Dell Diamond also nearby. Stone Hill Town Center offers abundant shopping and dining options—including Costco, just around the corner.
Source: ACTRIS #3650738
Financials
Source: ACTRIS #3650738
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.