243 Ansonborough, Belton, SC 29627
5 beds · 3 baths · sqft
Get a free consultation call with an expert in the mortgage assumption process.
Stunning Executive Home in Highly Sought-After Ansonborough Plantation This incredible home in Ansonborough Plantation offers the perfect blend of space, luxury, and tranquility. Situated on a 1.1-acre lot with hardwoods and indigenous hollies, this breathtaking property boasts over 4,500 square feet of living space in the highly desirable TL Hanna School Zone. Recent updates include a brand-new roof, a one-year-old HVAC system, and a water heater just six months old, ensuring both style and peace of mind. Inside, the grand two-story foyer welcomes you into a home filled with elegant features. The formal dining room, spacious great room, and gourmet kitchen provide the perfect setting for entertaining. The kitchen features granite countertops, stainless steel appliances, a separate pantry, and ample cabinet space. Natural light floods the breakfast area, which opens to an upper deck overlooking a serene, mountain-like setting. The main-level master suite is a true retreat with a large walk-in closet and a spa-like bath, complete with dual vanities, a jetted tub, a separate shower, and a linen closet. Upstairs, you’ll find four additional bedrooms, a flex room/media room, and a full bath with a separate vanity area. The fully finished walk-out basement offers incredible versatility, featuring 9-foot smooth and tray ceilings, a second kitchen with elegant cabinetry, a spacious recreation/living area, and a full bathroom. Additional rooms can be used as a fifth bedroom, home office, gym, or craft room. The lower level also includes a deck, a patio, and a workshop with exterior access. This space could easily be converted into a one-bedroom apartment, providing an excellent opportunity for multi-generational living or rental income. Hardwood floors, tray ceilings, stately crown molding, and spacious walk-in closets enhance the home’s beauty and functionality. The private balcony, grilling deck, and expansive backyard create the perfect space for relaxation and entertaining. Conveniently located minutes from Interstate 85, this home is close to AnMed Health Campus, shopping, restaurants, and a nearby golf course while still offering a peaceful retreat. Homes in Ansonborough Plantation rarely become available—don’t miss this incredible opportunity. Schedule your showing today and make this stunning home yours!
Source: GREENVILLESC #1546893
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GREENVILLESC #1546893
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.