2426 Atlanta Ave, Pueblo, CO 81003
3 beds · 2 baths · 1,645 sqft
Welcome to Your Dream Home! Step into this stunning 3-bedroom, 2-bathroom ranch-style residence where modern elegance meets comfortable living. As you enter, be captivated by the open-concept design that effortlessly connects the living, dining, and kitchen areas, creating an inviting space perfect for entertaining family and friends or enjoying quiet evenings at home. The sophistication of luxury vinyl plank flooring flows throughout the main areas, offering both durability and beauty, while providing warmth and style. The heart of this home, the kitchen, boasts high-end finishes, including sleek countertops, stainless steel appliances, and ample cabinet space. Retreat to the spacious primary bedroom, where tranquility awaits. The attached en-suite bathroom features upscale finishes that are sure to impress, including elegant fixtures, modern vanities, and a spa-like atmosphere, perfect for unwinding after a long day. Two additional generous bedrooms provide flexibility for guests, a home office, or a growing family, while the second bathroom continues the theme of luxury and thoughtful design. Central air conditioning ensures year-round comfort in this beautiful abode. Step outside to discover your own private oasis with a fully fenced backyard—a blank canvas for gardening enthusiasts, pet owners, or those who simply appreciate outdoor living. The newly xeriscaped front yard not only enhances curb appeal but also offers a low-maintenance solution, allowing you more time to enjoy your home rather than worry about upkeep. With thoughtful touches and upscale finishes throughout, this ranch home is a true gem. Oversized garage feels almost like a 2 car garage. Don’t miss the opportunity to experience the perfect blend of style, comfort, and convenience. Schedule your showing today and prepare to fall in love with your new home!
Source: RECO #7450298
Financials
Source: Public records
Source: RECO #7450298
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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