24251 E 41ST AVE, Aurora, CO 80019
This is the home you have been looking for. Welcoming covered porch that leads to entrance and allows view of green space in front. Conveniently located on a corner, the lot gives you easy access to the 2-car garage, and to the main entrance. This is a premium lot with a generous amount of windows to allow plenty of natural light in. 3-bedroom, 3-bathroom, two car garage with lofty ceilings perfect for storage. Contemporary with neutral tones on cabinets, countertops, flooring and paint allowing you to decorate with your favorite colors. The living room has a surround sound system, imagen enjoying movies, TV, gaming, or entertaining guests with quality sound. Open concept for kitchen/dining and living room with access to cover patio. Deck/Patio allows you to look outside as there is no other unit next to it blocking the view. Kitchen has island/quartz countertops/stainless steel appliances/Dedicated pantry. This unit has a dedicated area for formal dining room/Plus, more seating on kitchen island. Powder room on main level. All bedrooms on upper level/ Master bedroom with walk in closet and master bath with the convenience of double sinks. All existing window coverings are included. Another full bathroom with bathtub in the hallway next to the other two bedrooms. This master plan community is vibrant and offers trails, art display, multiple recreational areas, pool, water park will be opening soon. Check out more at https://theaurorahighlands.com/ Just minutes from DIA, downtown, shopping, principal highways and more. Solar Panels on property, Buyer to qualify and take over the remaining amount of the loan. Seller pays $79.71 per month, has monthly electrical bills for as low as $7 dollars per month. Before electrical bill was in average $250 monthly. Set a showing today and start saving!
You may be able to put down less than the total down payment amount of $24,003 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6963218
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