2423 Liner Ave, Apopka, FL 32703
3 beds · 3 baths · 2,352 sqft sqft
Why wait for new construction when you can purchase a gorgeous, turnkey home built in 2018? This bungalow style home features 3 spacious bedrooms, 2.5 bathrooms, PLUS an office downstairs, that can easily be converted into a 4th bedroom. Step inside to find an inviting open layout, featuring a spacious living room that overlooks the kitchen and dining area. The kitchen features a breakfast bar, island, stainless steel appliances, 42" dark espresso cabinets, beautiful stone countertops and gorgeous backsplash. You can also find a spacious pantry, ample storage space, and a guest bath, perfect for when you have family and friends over. Upstairs, you'll find a cozy yet spacious loft, perfect for relaxing, setting up a second office space. The primary suite is a true retreat with two walk-in closets, a luxurious bathroom featuring a sink-in tub, standing shower, and double sinks. The two other bedrooms can be found on the second floor, both incredibly spacious and each with their own walk-in closets. Enjoy Florida living to the fullest with your screened-in lanai, ideal for morning coffee or evening relaxation. The community offers fantastic amenities such as a pool, playground, and dog park for your fur babies. Parking is a breeze with a rear-facing, 2-car garage, and ample street parking. Plus, you’re in close proximity to the Orange Trail for outdoor adventures, and all the new developments in Apopka! Close and easy access to the 414 and 429, perfect for commuting. Don’t miss out on this gem!
Source: STELLAR #o6240063
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6240063
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6240063
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.