2422 Whitetail Dr, Mesquite, TX 75181
4 beds · 2 baths · 2,035 sqft
Welcome to a Beautiful 4-2 -2 in the heart of Creek Crossing in Mesquite, Texas .This stunning 4-bedroom, 2-bathroom house is the perfect backdrop for family living, boasting an expansive square foot lot that provides ample space for both relaxation and entertainment. The exterior was just recently painted which pictures do not reflect. From the moment you enter, you're greeted by a warm and inviting atmosphere, with a formal dining area setting the tone for elegance and functionality. The large living room is a cozy retreat featuring a brick fireplace with gas starter . The updated kitchen is a chef's dream, with stainless steel appliances, a 5 burner gas cooktop,granite countertops, and durable 18-inch tile floors. A walk-in pantry and separate laundry room add to the convenience factor, ensuring that daily routines are as seamless as possible. Also a study or office which is just adjacent to kitchen. Privacy is key in the split primary suite, complete with double vanities, granite countertops, a walk-in closet, a garden tub, and a large separate shower. Fresh interior paint and Exterior Paint, 2-inch blinds throughout give this home a fresh, modern feel. Step outside to the patio, perfect for dining and grilling surrounded by a board-on-board fence for added privacy. With a 2-car carport, double car garage ,4 parking spaces, and a sprinkler system, this property is as practical as it is charming. Plus, the peace of mind with a recently replaced roof in October 2024. This gem won't last long – make 2422 Whitetail the foundation for your family's future memories.
Source: NTREIS #20759910
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20759910
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20759910
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.