2421 Kokomo Way, New Port Richey, FL 34655
3 beds · 3 baths · 2,124 sqft sqft
****PRICE IMPROVEMENT!!!!!!!! "Elevate Your Lifestyle with this Hidden Gem!" Prepare to be amazed by this gem of a home that's not just fantastic but absolutely so! With a touch of elegance and a dash of modern convenience, this beauty boasts crown molding, granite counters, gas appliances, and even a tankless water heater - making everyday living a breeze. Located in the heart of Trinity, just a stone's throw away from Pinellas County, this property is the epitome of convenience and comfort. Tucked discreetly off the main road, you'll find these townhomes nestled in their own private cul-de-sac, offering you a serene oasis to call home. Step inside this spacious 2124 sq ft abode with 3 bedrooms and 2.5 bathrooms, and you'll immediately feel the warmth and charm that define this family-friendly haven. But that's not all! The Master Bedroom is thoughtfully situated downstairs, providing easy access and a peaceful retreat. Upstairs, you'll discover a large bonus area, perfect for family gatherings and fun, and a small nook at the top of the stairs that's just waiting to become your ideal home office. And let's not forget about education. This property is thoughtfully zoned for the best schools in the area, ensuring your family's educational journey is just as remarkable as your home. Don't miss your chance to experience the magic of this home. It's more than just a property; it's a canvas for your family's dreams and memories. Come and see for yourself - this is where your fantastic future begins!
Source: STELLAR #t3489071
Source: STELLAR #t3489071
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3489071