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$295,000 SIGNIN

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242 Ground Dove Cir, Lehigh Acres, FL 33936

2 beds · 2 baths · 1,319 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Experience Elegant Florida Living at 242 Ground Dove, Lehigh Acres. Welcome to 242 Ground Dove—where luxury, comfort, and convenience come together in perfect harmony. Tucked away in a serene neighborhood in Lehigh Acres, this beautifully appointed home offers an exceptional lifestyle just moments from Southwest Florida’s finest attractions. From the moment you arrive, you’re greeted by lush tropical landscaping and timeless curb appeal. Inside, discover a sophisticated interior featuring high-end finishes, a spacious open floor plan, and an abundance of natural light that brings warmth and elegance to every room. Perfectly positioned, this residence is just minutes from an array of top-rated restaurants, charming local boutiques, and vibrant shopping centers. Whether you’re seeking a relaxed day of retail therapy or a night out savoring gourmet cuisine, everything you need is just around the corner. And when it’s time to unwind, some of Florida’s most breathtaking, award-winning beaches—like Sanibel Island, Fort Myers Beach, and Lovers Key—are a short drive away. Whether it’s a sunset stroll, a day on the water, or simply soaking up the Gulf Coast sunshine, paradise is always within reach. 242 Ground Dove isn’t just a home—it’s a gateway to the luxurious Florida lifestyle you've been dreaming of. Come see why this exquisite property is the perfect place to call home.

Estimated
Seller's interest rate
5%
7%
Estimated
Monthly payment

$683
$714
You may also save up to $5,390 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $714 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
5%
Remaining term
14 yrs and 6 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$683
Principal & interest
$233
Mortgage insurance
$30
Property taxes
$150
Home insurance
$267
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,319 sqft
Lot size
0.241 acres
Year built
1987
Type
Single Family Residence
HOA dues
$0.00

Source: FORTMYERS #225040430

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 24, 2025 11:42 pm
Listing agent: Carlos Rojas (813) 406-9324
Listing provided courtesy of: Dalton Wade Inc (888) 668-8283
Details provided by FORTMYERS and may not match the public record.
MLS ID: #225040430
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
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$683
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