242 Blue Jacket Dr, Galivants Ferry, SC 29544
3 beds · - baths · sqft sqft
Welcome to your opportunity to become a part of the highly sought-after Aynor school system! Nestled at 242 Blue Jacket Dr, this charming home offers the best of both worlds. while the address states Galivants Ferry, it conveniently backs directly onto Aynor Middle School, ensuring no future construction will obstruct your views or peaceful surroundings. This delightful home, situated in a serene cul-de-sac, is a true haven that embodies comfort and charm. As you enter, you'll be instantly captivated by its cozy ambiance and well-maintained features that make it the perfect place to call home. Picture yourself sipping your morning coffee on the expansive screened-in porch, where you can enjoy the gentle sounds of nature and embark on a bit of bird watching. This outdoor space is perfect for relaxation or gatherings with friends and family, providing a seamless connection to the beautiful surroundings. The interior of the home is adorned with subtle touches of the highly desirable farmhouse aesthetic, creating a warm and inviting atmosphere. The spacious primary suite boasts an ensuite bath that features a luxurious soaking tub, ensuring you can unwind after a long day in your own private oasis. Step outside to discover your private backyard retreat, perfect for entertaining or simply enjoying nature. The garage features a convenient pull-down screen that will remain with the property, allowing you to relish the lovely evening breezes while keeping pesky bugs at bay. To further enhance your comfort, a split system air conditioning unit was installed in 2023, ensuring you stay cool and comfortable year-round. This charming residence truly has everything you've been searching for. With its ideal location, delightful features, and room to personalize, 242 Blue Jacket Dr is ready to become your next cherished home. Don't miss out on this opportunity to create lasting memories in a space that feels just right for you!
Source: MYRTLEBEACH #2426509
Interest rate and monthly payment estimated based on public records.
Source: MYRTLEBEACH #2426509
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2426509
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.