2419 Fisk Falls Dr, Braselton, GA 30517
4 beds · 3 baths · 2,600 sqft sqft
Welcome to the beautiful Falls of Braselton! This brick front 4 bed 2.5 bath home with master on main and FULL daylight basement, is ready for your finishing touches! The open concept floorplan offers a formal dining/living space with authentic barn doors, custom wood accents throughout, and a large farmhouse style kitchen with bar height island- overlooking spacious family room with fireplace. The enormous master bedroom is located on the MAIN FLOOR with its own fireplace, spacious walk in closet, and large bath w separate shower/tub + vanities! Generously sized secondary bedrooms and a shared guest bath comprise the second story, while the unfinished terrace level is ready for your customization! Bring your hobbies! BONUS:: All of this is located in a much sought-after golf cart friendly community! You can ride your golf cart to grocery shop, eat out, and more! Or, maybe walking and fitness is your thing? If so, enjoy a short walk down the sidewalk where you will find entrance to a 5 mile Walking Trail that follows the river behind The Falls! This home is truly the best of both convenience and proximity to nature
Source: GAMLS #10358060
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10358060
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10358060