2419 Camberly Vw, Converse, TX 78109
3 beds · 2 baths · 1,494 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your new home, where comfort, convenience, and charm come together seamlessly. Inside, you'll find an open concept floor plan that beautifully blends the living room, dining area, and kitchen, ideal for entertaining or everyday living. The front of the home features a private office space enclosed with French doors, perfect for working from home or a quiet study area. A cozy breakfast nook sits just off the kitchen, offering a peaceful space to enjoy your morning coffee. Retreat to the expansive master suite, complete with a spa-like ensuite that includes dual vanities, a soaking tub, a separate walk-in shower, and a generous walk-in closet. Step outside to your personal oasis, an extended patio overlooking a large, fully fenced backyard with no rear neighbors, offering both privacy and scenic views of open space. With modern fixtures, ceiling fans, and a thoughtful blend of wood and carpet flooring, this move-in ready home offers both style and functionality. Ideally located just 15 minutes from Ft. Sam Houston and Brooke Army Medical Center, 20 minutes to Randolph AFB, and a quick 15-minute drive to downtown San Antonio and The Pearl, this property offers unbeatable access to top dining, shopping, and entertainment options.
Source: SABOR #1856962
All values shown are estimated costs / mo.
Source: Public records
Source: SABOR #1856962
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.