2418 Euston Rd, Winter Park, FL 32789
3 beds · 3 baths · 2,228 sqft
Discover this beautifully updated two-story home in the desirable 32789 ZIP code! This move-in-ready single-family residence features 3 bedrooms, 2.5 baths, a versatile office/nursery upstairs, and offers ample space with 2,228 sq. ft. of living area (Orange County Tax Records will update in 4 weeks) (2,718 sq. ft. total). Enjoy the expansive fenced backyard, perfect for outdoor gatherings, and relax on the charming front porch swing adorned with new stone accents. Recent upgrades include all-new ceiling fans and light fixtures, a new garage door, and a 2024 roof for the garage. The main roof was replaced in 2018, providing peace of mind. This home has no HOA restrictions and is on public water and septic. Key features include a newly poured driveway, a new irrigation system, and pest control through Massey. The air ducts have been professionally cleaned and sanitized, and all electrical outlets have been upgraded to GFCI. Inside, the renovated kitchen boasts modern cabinets, countertops, and new appliances. Both bathrooms have also been updated with new cabinets and countertops, offering a fresh, contemporary feel. Located within a minute walking distance to Lake Killarney and with lovely views from the front yard, this home offers easy access to restaurants on Park Avenue and Winter Park Village. Conveniently situated for quick commutes to I-4 and other toll roads, this is the perfect blend of comfort and convenience. Don’t miss your chance to call this stunning property home—schedule your showing today!
Source: STELLAR #o6250903
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6250903
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6250903
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.