2415 Carina Ter NW, Acworth, GA 30101
4 beds · 3 baths · 2,615 sqft
Gorgeous home with natural stone front in beautiful Waterford Club, cul-de-sac street, Swim/Tennis Community, prime location, wonderfully maintained home in serene setting with main level primary bedroom, new roof 2021, new water heater, newer HVAC systems, flat backyard with expansive patio and newly glassed sun-room, chef's kitchen with new granite, white cabinets, tile backsplash, new double ovens, vent hood & cook-top, new dishwasher & beautiful SS steel sink, guest bathroom, expansive primary bedroom on main with double doors leading to back deck/patio, primary bath boasts new light fixtures, faucets & hardware, whirlpool tub and double vanities & huge his and her walk-in closets, this home has a welcoming entrance foyer, separate dining room, 2-story grand family room with fireplace & glass door leading to the cheerful sun-room, adjacent eat-in kitchen overlooks the beautiful backyard & patio with a natural canopy of shade and sun, a gardeners delight and entertainer's dream, perfect place for all of your outdoor gatherings, main level also features a sizeable laundry room, a home office with window and a handy workroom for any fun projects or additional storage, upstairs features 3 spacious bedrooms with an abundance of closet space, full bath, additional features include the newly painted 2 car garage, pressure washed patio & driveway, re-stained deck, located minutes from Downtown Acworth & Downtown Kennesaw, KSU, shopping, dining, parks, Lake Allatoona, I-75 & close to the I-75 Express Lane for easy commuting, come experience gracious lifestyle living in this incredibly welcoming neighborhood ~ you will love living here!
Source: FMLS #7552057
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7552057
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.