2412 Lewie Rd, Leesville, SC 29070
3 beds · 3 baths · 1,708 sqft
5.35 beautiful acres featuring a lovely brick home, a spacious barndominium perfect for family gatherings and entertaining, a barn with 3 stalls with an underground cellar, a 20x20 workshop, covered fire pit, and pasture in place. The 1,708 sq. ft. main home offers 3 bedrooms, 2.5 baths, and a bright, open living space with updated flooring, fresh neutral tones, and abundant natural light. The beautifully remodeled kitchen includes white cabinetry, sleek countertops, a butcher-block island, and a farmhouse sink, flowing seamlessly into the inviting living room with a classic brick fireplace—perfect for cozy evenings. A large screened-in porch provides the ideal spot to relax and enjoy the peaceful surroundings. The 30’ x 50’ barndominium stands out with its striking red metal exterior and covered porch, offering an incredible space for hosting family and friends. Inside, you’ll find a full entertaining kitchen and bar with ample prep space with all stainless steel appliances that convey. The bardonominium has comfortable living quarters, ideal for guests, extended family, AirBnB, or a private retreat. The land offers a perfect mix of open lawn and natural wooded borders, giving you plenty of space for gardening, raising animals, or simply enjoying the great outdoors. Beside the house is a white barn with a storm cellar that provides added safety and peace of mind. Extensive irrigation on a separate well is in place for three potential hoop houses or greenhouse locations. Whether you're looking for a peaceful country retreat, a place to make lasting memories with loved ones, or a home with plenty of space to enjoy the outdoors, this property is truly special. Come experience the best of rural living with a welcoming home and a versatile barndominium, all in one exceptional package! Bardominium has a mini split system with 2 handlers inside front and rear of building. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #602546
Financials
Source: COLUMBIASC #602546
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.