2409 Clubhouse Dr, Plant City, FL 33566
5 beds · 3 baths · 3,038 sqft
Wait till you see ... what I like about this home is NO BACK YARD NEIGHBORS and ALL the GREAT FEATURES it offers: The Beautiful KITCHEN is a CHEF'S DELIGHT, with both the SMOOTH TOP RANGE & DOUBLE BUILT-IN OVENS, NEW Z-LINE DISHWASHER, DOUBLE STAINLESS STEEL SINKS, SUB ZERO REFRIGERATOR, and BEAUTIFUL ALL WOOD CABINETRY, BIG DRAWERS and LARGE PANTRY with PULLS for added convenience, MODERN UPGRADES and CHARM like the HUGE BREAKFAST BAR and lovely GRANITE COUNTER TOPS, all TILED BACKSPLASH, UNDER CABINET LIGHTING, Matching WOOD PANELS for all Appliances, and the list goes on. Let's come in via the lovely walk way PAVERS leading to the cozy FRONT PORCH and the BEVELED GLASS DOUBLE ENTRY DOORS welcoming you into this thoughtfully appointed 3-WAY SPLIT FLOOR PLAN with nice large CERAMIC TILE throughout this home for ultimate comfort for everyone. Notice the SPACIOUS OPEN FOYER, the huge chandelier above the Dining Room and HIGH VOLUME CEILINGS with CROWN MOULDING throughout the LIVING ROOM and the DINING ROOM and the PRIMARY BEDROOM & ENSUITE. Also, notice the NATURAL LIGHT throughout the entire home and windows filtering in via the TRIPLE GLASS DOORS in the LIVING ROOM and the QUADRUPLE GLASS DOORS in the FAMILY ROOM with a fantastic view of the spacious PAVED PATIO and SCREENED in POOL. Immediately, to the right are the double doors to BEDROOM #5, currently an ideal work from home OFFICE space, which could also be a MUSIC, HOBBY or NURSERY ROOM. This room also has a pocket door for convenience and access to the SPACIOUS ENSUITE with WALK-in-SHOWER, GARDEN TUB, DOUBLE GRANITE HIS & HERS SINKS and to the huge PRIMARY BEDROOM with DOUBLE WALK-in-CLOSETS and TWO FRENCH DOORS for private access to the lovely COVERED LANAI and POOL area. The unique THREE WAY FLOOR PLAN provides for a SPACIOUS BEDROOM #2 and ENSUITE with SHOWER and POOL access and is privately tucked away but close to the FAMILY ROOM with a WOOD BURNING FIREPLACE, which is great for those cool winter days. Multi generation living or Hosting a LARGE GATHERING is EASY here with such a great floor plan. The BEDROOMS #3 & #4 have LARGE CLOSETS and share a JACK-n-JILL BATHROOM with a TUB. QUADRUPLE GLASS SLIDERS in the Family Room and the TRIPLE GLASS SLIDER in the LIVING ROOM STACK and OPEN to the POOL area for GREAT ENTERTAINING FUN. Next to the Kitchen is the LARGE UTILITY ROOM with washer and dryer hook up, sink area and plenty of cabinets for storage and access to the 3-CAR GARAGE with plenty of space for all your toys, etc...Parking space for all with the 3-CAR GARAGE & DRIVEWAY. There are suspending STORAGE RACKS and the NEW A/C SYSTEM above the floor for smart use of space. The SIDE GARAGE DOOR provides easy access to and from the back yard. The SPRINKLER SYSTEM keeps the LAWN and MATURE LANDSCAPING looking great on this 1/3 ACRE LOT. Relax by the sparkling pool and WATCH the STUNNING SUNSETS or enjoy WALKING the TRAILS, BIRD WATCHING, or FISHING around the LAKE behind your back yard. NICE living here among the serene, quietness of HOME.
Source: STELLAR #t3552861
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3552861
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3552861
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