2409 CLUBHOUSE DR, Plant City, FL 33566
What I love most about this home is the AMAZING LARGE KITCHEN with MODERN UPGRADES and CHARM from the TILED BACKSPLASH to the SOLID WOOD CABINETS, DRAWERS and PULLS. It's a CHEF'S DELIGHT fully equipped with beautiful GRANITE COUNTERS, NEW Z-LINE DISHWASHER and SUB ZERO REFRIGERATOR with matching wood panels, DOUBLE BUILT-IN OVENS, BREAKFAST BAR, SMOOTH TOP RANGE, UNDER CABINET LIGHTING, etc... Walking up the 3-CAR DRIVEWAY, PAVERS lead to the cozy FRONT PORCH and the BEVELED GLASS DOUBLE ENTRY DOORS to the SPACIOUS OPEN FOYER and thoughtfully appointed 3-WAY SPLIT FLOOR PLAN with HIGH VOLUME CEILINGS, and nice large CERAMIC TILE throughout this home to provide ultimate comfort and convenience for everyone. Notice the CROWN MOULDING in the PRIMARY BEDROOM & ENSUITE, the LIVING ROOM and the DINING ROOM with the huge suspending CHANDELIER. Lots of NATURAL LIGHT filtering in through the TRIPLE GLASS DOORS in the LIVING ROOM and QUADRUPLE GLASS DOORS in the FAMILY ROOM for a great view of the POOL. Immediately, to the right are the double doors to BEDROOM #5/OFFICE, and another door to the huge PRIMARY BEDROOM with beautiful CROWN MOULDING and DOUBLE WALK-in-CLOSETS, and SPACIOUS ENSUITE has both a WALK-in-SHOWER and GARDEN TUB, DOUBLE GRANITE HIS & HERS SINKS, an additional LINEN CLOSET and a door connecting to BEDROOM #5, which is an ideal location for OFFICE or NURSERY ROOM. The TWO FRENCH DOORS give private access to the COVERED LANAI and the SCREENED POOL area with PAVERS. The SPACIOUS BEDROOM #2 and ENSUITE with SHOWER also has POOL access and is privately tucked away but close to the FAMILY ROOM with a WOOD BURNING FIREPLACE, which is great for those cool winter days. The QUADRUPLE GLASS SLIDERS in the Family Room and the TRIPLE GLASS SLIDER in the LIVING ROOM STACK and OPEN to the POOL area for GREAT ENTERTAINING FUN. Hosting a LARGE GATHERING is EASY here! The BEDROOMS #3 & #4 have LARGE CLOSETS and share a JACK-n-JILL BATHROOM with a TUB. Next to the Kitchen is the LARGE UTILITY ROOM with washer and dryer hook up, sink area and plenty of cabinets for storage and access to the 3-CAR GARAGE with plenty of space for all your toys, etc...There are suspending STORAGE RACKS and the NEW A/C SYSTEM above the floor for smart use of space. The SIDE GARAGE DOOR provides easy access to and from the back yard. The SPRINKLER SYSTEM keeps the LAWN and MATURE LANDSCAPING looking great on this 1/3 ACRE LOT. Relax by the sparkling pool and WATCH the STUNNING SUNSETS or take a stroll WALKING the TRAILS, BIRD WATCHING, or FISHING around the LAKE behind your back yard. NICE living here among the serene, quietness of HOME with NO BACK YARD NEIGHBORS!!!
You may be able to put down less than the total down payment amount of $88,760 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3552861
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.