2408 Highway 53 W, Dawsonville, GA 30534
3 beds · 2 baths · 1,535 sqft
Welcome to your dream ranch home, where modern luxury meets country charm! This beautifully upgraded ranch-style residence is nestled on a 1.1-acre lot, offering both privacy and space. Inside, you'll be greeted by an open-concept layout with high-end finishes throughout. The kitchen features top-of-the-line appliances that include brand new Whirlpool stainless steel appliances, granite countertops, 30" stainless steel under mount sink, a beveled ceramic tile backsplash, updated cabinet hardware and soft close hinges making it a chef's paradise. Pantry is loaded with modern versatile track shelving system with solid wood shelving. Spacious living areas are bathed in natural light, highlighting the modern luxury vinyl flooring throughout the home. The master suite is a true retreat, complete with a spa-like en-suite bathroom and a generous walk-in closet. Upgrades include a Bain Ultra 3 person soaker tub, Thermomasseur 40 hot air jet system (hygienic and no system maintenance), Chromatherapy/light therapy with invisible LED lights, 2 heated backrests built in inner shell, hardwired controls with Bluetooth capability, deck mounted roman faucet with hand shower, custom marble tiled walk-in shower with recessed shelving, custom glass shower door, rainfall shower head with hand shower, 60" double vanity with Carrara marble countertops, fully integrated power station, and built in organizers. Additional bedrooms are well-sized, providing ample space for family and guests. The owners spared no expense on the guest bathroom which has also been completely renovated. Step outside to discover your private oasis. The expansive backyard is perfect for entertaining, with a covered deck ideal for relaxing or hosting gatherings. Guests can gather around the cozy firepit which includes it's own firewood storage shed. Your pets will love the 8x6 fenced in area with their own outbuilding with electricity and water. The highlight of this property is the impressive workshop—an enormous space with ample room perfect for a home business, projects, hobbies, and all your storage needs. There is ample parking with 14,600 sq feet of concrete slab . This truly is a home not to be missed. There are too many upgrades to list but are happy to provide the complete list upon request.
Source: FMLS #7453777
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7453777
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7453777
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.