2407 Clubhouse Dr, Plant City, FL 33566
5 beds · 3 baths · 3,016 sqft
Under contract-accepting backup offers. ABSOLUTELY STUNNING HOME & IMMACULATELY MAINTAINED INSIDE & OUT! Motivated Sellers! Previous buyer's home didn't sell so contract fell through - their loss is your gain. This 3000+ SF POOL HOME in Plant City’s gated Walden Lake features 5 BEDROOMS + 3 BATHS + 3 CAR GARAGE, all nestled on an oversized 1/3 ACRE LOT with fabulous sunset lake views. Fully renovated with exceptional details and luxury finishes throughout! NO CDD & Low HOA fees. Move in ready and worry free: 2020 NEW ROOF, 2021 & 2022 NEW AC UNITS and 2018 newer glass sliders, all with warranties included! Elegance abounds at every turn, from the stately leaded glass front doors and crown molding to the soaring ceilings and rich hardwood floors found throughout. The beautifully designed kitchen dazzles with solid wood cabinets, gleaming granite counters, upgraded stainless steel appliances including a double oven, large center island, dual pantries, plus a separate breakfast nook. The expansive family room, graced with triple sliders showcasing the lovely pool view, is ideal for spending cozy evenings relaxing in front of the fireplace. The lavish owner's suite features lanai access through French doors, 2 large walk-in closets, and a luxurious ensuite bath enhanced with gorgeous travertine tile, double vanity with granite counter & dual sinks, huge walk-in shower with frameless glass, and a garden tub perfect for relaxing bubble baths. Bedroom #2 includes a gorgeous custom built in media center & desks. In this 3 way split floorplan, bedrooms #3 & #4 share a richly appointed and updated bath while the spacious 5th bedroom has a beautiful ensuite bath and private entrance, perfect for an in-law or guest suite. Outside, a resort-style oasis awaits! Imagine grilling burgers using the outdoor kitchen while friends and family enjoy the refreshing pool and sprawling travertine pavered lanai, reveling in the serene setting of the beautifully landscaped backyard, stunning rock waterfall feature, and sunsets over the lake. Additional features include 3-car oversized garage with 2024 new epoxy flooring, 2023 new interior paint, pool pump & pool vacuum, 2022 new blinds, plus a water softener and surge protection. Enjoy the active Walden Lake lifestyle with community amenities including walking trails, lake & fishing dock, playground, rec fields, and a dog park. Come view and fall in love with this truly extraordinary home!
Source: STELLAR #t3517773
Source: STELLAR #t3517773
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3517773