2407 CLUBHOUSE DR, Plant City, FL 33566
ABSOLUTELY STUNNING HOME & IMMACULATELY MAINTAINED INSIDE & OUT! Motivated Sellers will consider all REASONABLE offers. This 3000+ SF POOL HOME in Plant City’s gated Walden Lake features 5 BEDROOMS + 3 BATHS + 3 CAR GARAGE, all nestled on an oversized 1/3 ACRE LOT with fabulous sunset lake views. Fully renovated with exceptional details and luxury finishes throughout! NO CDD & Low HOA fees. Move in ready and worry free: 2020 NEW ROOF, 2021 & 2022 NEW AC UNITS and 2018 newer glass sliders, all with warranties included! Elegance abounds at every turn, from the stately leaded glass front doors and crown molding to the soaring ceilings and rich hardwood floors found throughout. The beautifully designed kitchen dazzles with solid wood cabinets, gleaming granite counters, upgraded stainless steel appliances including a double oven, large center island, dual pantries, plus a separate breakfast nook. The expansive family room, graced with triple sliders showcasing the lovely pool view, is ideal for spending cozy evenings relaxing in front of the fireplace. The lavish owner's suite features lanai access through French doors, 2 large walk-in closets, and a luxurious ensuite bath enhanced with gorgeous travertine tile, double vanity with granite counter & dual sinks, huge walk-in shower with frameless glass, and a garden tub perfect for relaxing bubble baths. Bedroom #2 includes a gorgeous custom built in media center & desks. In this 3 way split floorplan, bedrooms #3 & #4 share a richly appointed and updated bath while the spacious 5th bedroom has a beautiful ensuite bath and private entrance, perfect for an in-law or guest suite. Outside, a resort-style oasis awaits! Imagine grilling burgers using the outdoor kitchen while friends and family enjoy the refreshing pool and sprawling travertine pavered lanai, reveling in the serene setting of the beautifully landscaped backyard, stunning rock waterfall feature, and sunsets over the lake. Additional features include 3-car oversized garage with 2024 new epoxy flooring, 2023 new interior paint, pool pump & pool vacuum, 2022 new blinds, plus a water softener and surge protection. Enjoy the active Walden Lake lifestyle with community amenities including walking trails, lake & fishing dock, playground, rec fields, and a dog park. Come view and fall in love with this truly extraordinary home!
You may be able to put down less than the total down payment amount of $200,739 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3517773
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.