2406 Runyon Cir, Orlando, FL 32837
4 beds · 2 baths · 1,749 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Opportunity awaits the new owner of this immaculate home. Gorgeous pond front home-site offers fantastic views of nature at its best right from your kitchen window & patio. Open floor plan features vaulted ceilings, family room & formal dining room. Eat in kitchen complete with all stainless steel appliances. Master suite has a double sink vanity, garden tub, separate shower and walk in closet. Screen enclosed inground pool with covered lanai and the aforementioned water views. All this in the private gated community of Hunters Creek, one of Central Florida's most sought after communities and also recently named One of the best places to live. Amentities include: several parks, dog run, tennis courts, soccer fields, softball, volleyball, basketball & access to Hunters Creek golf course. Location benefits include: 15 minutes to Disney, Orlando Int'l Airport, Downtown Orlando, restaurants, shopping & much more! Easy access to SR 417, SR 528 & FL Turnpike. "A" schools. *All information is deemed accurate although it's up to you to confirm any pertinent information. Neither the seller nor the listing agent assumes any responsibility for errors or omissions.
Source: STELLAR #O6259124
Source: STELLAR #O6259124
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.