VA loan
1 of 84
VA loan
$1,849,000 SIGNIN

Sign in to see required down payment for the 3.49% rate

24002 S 201st Ct, Queen Creek, AZ 85142

4 beds · 6 baths · 5,320 sqft

Discover Your Forever Home in The Pecans of Queen Creek Nestled in the exclusive gated community of The Pecans, this stunning single-story home offers the perfect blend of elegance, comfort, and endless potential. Built by the prestigious Blandford Homes in 2013, this residence is a canvas ready for your personal touch to transform it into your dream retreat. Boasting 4 spacious bedrooms, each with its own en-suite bathroom, and 2 additional half bathrooms, this home is designed with convenience and privacy in mind. The thoughtfully curated floor plan includes a formal dining room for unforgettable dinner parties, a dedicated study perfect for working from home, a teen room for creative escapes, and a game room primed for family fun. An additional flex space offers endless possibilitieswhether you envision a home gym, craft room, or playroom. At the heart of the home lies the gourmet kitchen, complete with GE Monogram appliances, granite countertops, a generously sized island, and a walk-in pantry that ensures you're ready to entertain at a moment's notice. The kitchen opens to the living and dining areas, creating a seamless flow for hosting gatherings or relaxing with loved ones. While the backyard is currently a blank slate, it offers the rare opportunity to design an outdoor oasis tailored to your lifestyle. Imagine creating a lush paradise with a pool, garden, or expansive entertaining area to complement the home's timeless architecture. Located within a community renowned for its picturesque pecan tree-lined streets, parks, and walking trails, this property provides both tranquility and convenience. Just minutes from top-rated schools, shopping, and dining, it's a home and location that truly have it all. Don't miss this chance to own a slice of luxury in The Pecans. Schedule your private showing today and start envisioning the incredible life you'll create here!

Estimated
Seller's interest rate
3.49%
7%
Estimated
Monthly payment

$4,195
$4,958
You may also save up to $164,047 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,958 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
3.49%
Remaining term
17 yrs and 11 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$4,195
Principal & interest
$2,499
Mortgage insurance
-
Property taxes
$476
Home insurance
$862
HOA fees
$357
Utilities
Not included

Source: Public records

Home details
Size
5,320 sqft
Lot size
0.78 acres
Year built
2013
Type
Single Family Residence
HOA dues
$357.00

Source: ARMLS #6797926

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 11:05 am
Listing agent: Mikaela N Clark (480) 658-4088
Listing provided courtesy of: Limitless Real Estate (480) 902-4700
Details provided by ARMLS and may not match the public record.
MLS ID: #6797926
Copyright © 2025 Arizona Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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