240 Pinebrook Way, Roswell, GA 30076
5 beds · 3 baths · 2,395 sqft
Discover your dream family home in the heart of Roswell, nestled on a private cul-de-sac with an expansive, level, fenced backyard and an extraordinary finished terrace level. This beautiful, updated home is set back from the street, boasting a deep front yard and a side-entry garage. Double front doors welcome you into a large foyer, flanked by a formal dining room and a spacious living room, ideal as a home office or playroom. The kitchen is a chef's delight, featuring a custom island with farmhouse sink and breakfast bar overlooking the picturesque backyard, granite countertops, modern appliances, ample cabinetry, and a walk-in pantry. The fireside family room, complete with built-ins, offers scenic views and access to a large deck and yard. A powder room and laundry room complete the main level. Gleaming Brazilian bamboo hardwood floors flow throughout the main and second levels—no carpet in sight! Retreat to the generous primary suite, showcasing a newly renovated walk-in closet and a spa-inspired bathroom with marble walls/floors, a freestanding tub, exquisite tiled shower, and elegant vanities. Three additional bedrooms on the second floor share a full hall bathroom with a new tile shower, tile floor, and double vanity. The terrace level is a true gem—beautifully finished and essentially a second living space. It features a kitchenette with a stove and dishwasher, a spacious family room, a large bedroom, and a stunning full bathroom, plus a second laundry room and LVP floors throughout making it perfect for an in-law suite, teen retreat, or guest quarters. The home sits on a private, fenced, level lot, ready for any activity and complete with a firepit trellised area. Hollyberry is a charming, active swim and tennis community offering a variety of social events for kids and adults alike. Enjoy unbeatable proximity to downtown Roswell, parks, top schools, and shopping!
Source: FMLS #7547310
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7547310
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.