24 Westover Ct, Sanford, NC 27332
3 beds · 3 baths · 2,136 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 24 Westover Court—nestled on a quiet cul-de-sac in the gated community of Carolina Lakes. This beautifully updated 3-bedroom, 3-bathroom home offers a blend of modern comfort, flexible living, and inviting outdoor space on a generous 0.4-acre lot. Inside, you'll find a light-filled open layout with hardwood floors, updated fixtures, and fresh paint throughout much of the home. The renovated kitchen features stainless steel appliances, butcher block countertops, a stone tile backsplash, and crisp white cabinetry—perfect for everyday meals or entertaining guests. A stunning double-sided fireplace anchors the main living and dining areas, adding warmth and charm. The split-bedroom floorplan ensures privacy for the oversized primary suite, complete with vaulted ceiling, walk-in closet, and a spa-like bath with soaking tub, dual vanities, and a separate shower. Two additional bedrooms and a full guest bath are just off the main living area. Downstairs, the finished lower level includes a spacious family room, a flex/office space with French doors, a full bathroom, laundry room, and access to the 2-car garage. Step outside to a fully fenced backyard shaded by towering trees—ideal for relaxing, entertaining, or letting kids and pets play freely. Enjoy evenings around the fire pit or grilling on the expansive second-story deck, which includes a dedicated propane line. Carolina Lakes offers a lifestyle, not just a home. Community amenities include lakes for kayaking and fishing, a private beach, pool, fitness trail, sports courts, playgrounds, and seasonal events. Conveniently located near local shops, schools, and military installations—this move-in ready home has it all!
Source: NORTHCAROLINAREGIONAL #100497191
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100497191
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.