24 Bucky St, Euharlee, GA 30145
5 beds · 3 baths · 3,224 sqft sqft
Welcome to your dream home! This stunning 5-bedroom, 3.5-bathroom residence is designed for comfort, convenience, and style. With a thoughtful floor plan, the master suite is conveniently located on the main level, offering ease of access, while three additional bedrooms occupy the upper floor, and an extra bedroom in the basement provides versatility. The heart of the home, the kitchen, is perfect for family gatherings with an ample amount of counter space, ensuring a chef's delight. Recent upgrades include a new dishwasher and microwave, adding modern convenience to your culinary haven. Luxury Vinyl Plank (LVP) flooring graces the main level, providing a sleek and durable foundation, while the bedrooms offer plush carpeting for a cozy touch. Dual HVAC systems, installed in 2022, guarantee year-round comfort. A new sump pump in 2024 and an upgraded 60-gallon natural gas water heater in 2023 enhance the functionality of this home. Step through the custom storm door, installed in 2023, and experience the attention to detail. Two steel beams were strategically incorporated during construction, providing additional storm support for your peace of mind. The septic system was professionally pumped just six months ago, ensuring optimal functionality. This home offers more than just comfort; it provides security with a 3-car garage and security cameras strategically placed on the property. The convenience of retractable water hoses makes outdoor maintenance a breeze. Natural lighting illuminates every corner, accentuating the high ceilings and creating a warm and inviting atmosphere. The exterior showcases Hardi plank siding for durability and low maintenance. Relax in style on the screened enclosed back porch or head to the open deck, a perfect spot for all your grilling needs. Don't miss the chance to make this meticulously designed and well-maintained home yours. It's a perfect blend of modern amenities and thoughtful features, creating a haven for you and your family. Schedule your showing today!
Source: GAMLS #10347666
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10347666
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10347666
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.