VA loan
1 of 39
VA loan

2398 Blossomwood Dr, Oviedo, FL 32765

5 beds · 4 baths · 3,284 sqft

Under contract-accepting backup offers. <br><br> Gorgeous, Sprawling FIVE-BEDROOM, THREE-and-a-HALF BATH, Concrete-Block Executive-Home with #3284 Square Feet, an Unbelievable FOUR-CAR GARAGE and a Sparkling Salt-Water SCREENED POOL on a Large 1/3 Acre Lot! HOLY COW! <br><br> A Cavernous Entry Foyer with a Grand Staircase out of “Gone with the Wind” leads upstairs to FOUR Bedrooms, TWO Baths and a Bonus Loft that is Bigger than the entire home You Grew up in! <br><br> A Downstairs Master Suite with a Renovated Master Bath is Just around the corner from an Extra OFFICE or Formal Living Room that Could be a SIXTH BEDROOM! <br><br> All Windows in the Back of the home Have a Great View of the Soaring-SCREENED POOL, Covered Lanai and Newly Fenced Backyard Perfect for Entertaining! <br><br> You Will have Trouble Even Remembering all the Rooms in your New Home, much less all the BONUS SPACE like Walk-in Closets in All Bedrooms, an Oversized-Pantry and Large Laundry Room, Extra Covered BACK PORCH on the Side of the Home, and of course the HUUUGGGEEE FOUR-CAR GARAGE with Attic-Storage Access! You could park 12 Cars just in the Garage and Driveway! <br><br> The entire home has been Renovated and Updated, Just like You Want! Even all the Windows and Doors were Just Replace with NEW in 2022! Think of the $$$ You will Save with the PAID IN FULL SOLAR PANELS installed in 2018. Buy the home, get the $42,000 Solar Panels…for FREE! <br><br> Living in our City of OVEIDO means living in of the Most Desired Addresses in the USA! TUSKA RIDGE is a Sought-After, Safe, Family-Oriented Community near the Oviedo Mall that Your Family Will LOVE with one of Florida’s BEST SCHOOL DISTRICTS too! Your Well-Managed HOA only costs only $115/Quarter! Nice! <br><br> All of Oviedo and Central Florida is within a Short Drive Just like you Want! It’s less than FIVE MINUTES to the OVIEDO MALL & Movies, the YMCA and the 417 Greenway On-Ramp that will quickly take you to All Parts Central Florida! <br><br> Less than 15 Minutes to Our Famous OVIEDO IN THE PARK with its numerous Restaurants, Outdoor Space and near-constant Special Events and Festivals, as well as the WINTER SPRINGS TOWN CENTER, the SANFORD INTERNATIONAL AIRPORT, the University of Central Florida (Americas Second Largest University) and the Research Park & Siemens! <br><br> Within 25 Minutes You can quickly Arrive at the ORLANDO INTERNATIONAL AIRPORT, Downtown WINTER PARK, Sanford’s First Street Entertainment & Dining Area, or DOWNTOWN ORLANDO… and You can Enjoy the ORLANDO THEME PARKS all within 40 Minutes too! Bonus! <br><br> Property is 2 Levels with Master Bedroom on First Floor, and 4 Bedrooms Upstairs. REFRIGERATOR is Included! Room Sizes, Schools, HOA Info and Square Footage are Deemed Accurate, but are not Warranted. Property is Being Sold As-Is with Right to Inspect! <br><br> Your New Community has Highly Sought-After Schools: Rainbow Elementary, Indian Trails Middle, Oviedo High School! Say YES! <br><br> Owner Requires a Minimum 9-Day Marketing Period Before Considering Contracts .... Yet you should submit your offer NOW and Not Delay! <br><br>

Location
Use two fingers to move the map
Loan details
Monthly payment

All values shown are estimated costs / mo.

Total
$2,678
Principal & interest
$1,647
Mortgage insurance
-
Property taxes
$288
Home insurance
$703
HOA fees
$38
Utilities
Not included

Source: Public records

Home details
Size
3,284 sqft
Lot size
0.31 acres
Year built
2000
Type
Single Family Residence
HOA dues
$38.33

Source: STELLAR #O6292439

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 18, 2025 07:22 am
Listing agent: Scott Garrison, PA (407) 339-3200
Listing provided courtesy of: RE/MAX TOWN & COUNTRY REALTY (407) 695-2066
Details provided by STELLAR and may not match the public record.
MLS ID: #O6292439
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.