2397 Foley Park St, Snellville, GA 30078
4 beds · 3 baths · 2,352 sqft
Welcome to 2397 Foley Park St, a stunning 2020-built townhouse in the sought-after Evermore neighborhood of Snellville, GA. This spacious 4-bedroom, 3.5 bath residence offers the perfect blend of modern luxury and practical convenience, boasting a generous 2,352 square feet of living space. The attached 2-car garage provides ample parking and storage, making this an ideal home for families or professionals looking for a stylish yet functional living environment. From its contemporary design to its thoughtful layout, this home is sure to captivate your interest. Step inside to discover a world of comfort and elegance. The open floor plan creates a seamless flow between the living, dining, and kitchen areas, perfect for both everyday living and entertaining. The chef's kitchen is a culinary dream, featuring stainless steel appliances that not only add a sleek, modern touch but also offer durability and ease of maintenance. The eat-in kitchen provides a cozy space for family meals, while the double vanity in the primary bath adds a touch of luxury and convenience. Outside, the concrete back patio and wood deck offer ample space for outdoor gatherings, and the community pool is a refreshing retreat during the warmer months. Proximity to shops, restaurants, and top-rated schools enhances the appeal of this exquisite home. Living in the Evermore neighborhood means enjoying a vibrant community with plenty of amenities and conveniences. Known for its family-friendly atmosphere and walkability, Evermore offers easy access to beautiful parks, recreational facilities, and notable landmarks. With a variety of local shops and dining options just a short stroll away, you'll have everything you need right at your fingertips. Don't miss your chance to see this incredible property! Schedule a tour today and discover why 2397 Foley Park St is the perfect place to call home. Act quickly before this gem is off the market!
Source: GAMLS #10380440
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10380440
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10380440
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.