2396 Meadow Falls Ln, Duluth, GA 30097
3 beds · 3 baths · 1,920 sqft
Charming 3-Bedroom Townhome in Gated Duluth Community Prime Location & Low-Maintenance Living! Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhome in The Landings at Sugarloaf, a sought-after gated community in Duluth, GA. Offering a fantastic open-concept layout, this home features a spacious main floor perfect for entertaining, while upstairs boasts an oversized master suite with dual walk-in closets and a luxurious en-suite bath with double vanities. Both full bathrooms offer dual sinks for added convenience. Recent updates include a newly redone patio/deck, and the HVAC system was serviced last year, ensuring the home is in great condition. Located on a quiet street away from the main road, this home offers added privacy in an already peaceful and friendly neighborhood. One of the standout features is the HOA coverage, which includes water, all exterior maintenance (including roof replacement), and gated security-making homeownership hassle-free! Unbeatable Location & Nearby Attractions:Shopping & Dining: Just 5 minutes to Sugarloaf Mills Mall, 15 minutes to the Mall of Georgia, and surrounded by excellent dining options.Recreation & Entertainment: Walking distance to Gas South District & Arena, TPC Sugarloaf Country Club across the street, plus multiple golf driving ranges nearby. Lake Lanier is less than 30 minutes away for boating and outdoor fun.Parks & Outdoor Activities: McDaniel Park (3 min drive), Downtown Duluth (5-8 min drive), Downtown Suwanee (10 min drive), and many more within 10 minutes.Grocery Stores: 3 minutes to Kroger, 7 minutes to Publix. Easy Commute to Atlanta: 25 minutes to Buckhead with no traffic, about 45 minutes during rush hour.This home is nestled in a top-rated school district and offers the perfect blend of convenience, comfort, and low-maintenance living. Don't miss out on this incredible opportunity, submit an offer today!
Source: FMLS #7544007
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7544007
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.