2385 Windmill Way, Myrtle Beach, SC 29579
4 beds · 3 baths · 4,035 sqft
Welcome To This Spacious And Beautifully Upgraded Home In The Desirable Community Of The Farm At Carolina Forest. This 2 Story Cumberland Floor Plan Has 4 Bedrooms With 3.5 Baths And Boasts Over 3,500 Sq.Ft And Is Perfect For Entertaining. Grand Double Doors Lead Into The Formal Entry With Columns, A Designer Chandelier And Powder Room (New Sink, Faucet And Mirror). The Gourmet Kitchen Has Granite Counter Tops, A Work Island, Pantry, Breakfast Bar And Tiled Alcove With A Gorgeous Chandelier. Stainless Appliances Include A Ge Double Wall Oven, Ge Cook Top, Whirlpool Refrigerator, Dishwasher And Microwave. The Expansive Living Room, Dining Room And Carolina Room Have An Open Floor Plan With Almost 11 Ft Ceilings And A Gas Fireplace. Adjacent To The Living Room Is A Separate Flex Space With Glass Paned French Doors Which Could Be An Office. The Primary Bedroom Has An En-Suite Which Includes Jacuzzi Tub, Separate Shower, Double Sinks, And A Huge Walk-In Closet. Two Other Guest Rooms On The First Floor Share Another Bath With Double Sinks And Linen Closet. The Laundry Room Comes With A Samsung 5.5 Cubic Ft. Smart Washer, Maytag Dryer And Brand New Utility Sink Faucet And Cabinet. Upstairs Is A 4Th Bedroom, Full Bath And Bonus Room Which Could Be A 5Th Bedroom, Game Room, Or Even A Home Theater. This Smart Home Has Led Lighting That Can Be Controlled Manually Or Via Alexa. It Also Has A State Of The Art ADT Security System With Cameras And Window Sensors. HVAC Was Replaced In 2024. The Home Been Freshly Painted Throughout, Tiled Plank Flooring Installed, LVP Flooring Installed, New Fixtures, New Sinks, New Faucets, New Led Smart Lighting, New Garage Door Opener & Remote And Ceramic Tint Applied On All Glass. Outside, 32 Yards Of River Rock Has Been Laid Down, A Fire Pit Built, The Patio Tiled, 4 Sabal Palms Planted And Dusk To Dawn Energy Efficient Lights Installed On Front [Porch And At The Garage. The Farm Community Has Amazing Amenities Which Include An 8000 Square Foot Resort Style Pool, Playground, Fitness Center, Basketball Courts, And Clubhouse. Carolina Forest Boasts An Award Winning School District And Has Easy Access To Hwy 31, Hwy90 And International Yet Is Only A 10 Ride To The Majestic Atlantic Ocean And Beaches.
Source: MYRTLEBEACH #2503579
Financials
Source: MYRTLEBEACH #2503579
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.