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2384 Shiloh Dr, Aurora, IL 60503

3 beds · 3 baths · 2,120 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

*RACT due to buyers financing falling through, home was supposed to close next week.* Beautiful remodeled home in Aurora's highly sought after Amber Fields! BRAND NEW roof with GAF transferable warranty! Prepare to be impressed as soon as you walk in and see the soaring 2 story foyer with custom wainscoting and mouldings. Open concept first floor with 9 ft ceilings and hardwood floors that were refinished in 2025. Kitchen features brand new stainless steel appliances, ceiling height cabinetry with crown, granite tops, pantry, and opens into eating area and family room. Family room features wood burning fireplace with floor to ceiling tile surround, custom wainscoting, and is loaded with sunlight with a view of your backyard. 3 generously sized bedrooms upstairs, all with brand new carpet and paint. Brand new full finished basement with additional family room, lounge area, and 4th bedroom with huge walk in closet and ground level lookout window loaded with daylight! Spray Foam insulation throughout the entire basement will keep your heating costs low! Brand new in 2025 - Roof, appliances, finished basement, carpet, paint, refinished hardwood flooring. AC 2015, Water Heater 2014. Everything has been done for you, all you need to do is unpack!

Location
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Home details
Size
2,120 sqft
Lot size
0.18 acres
Year built
2005
Type
Single Family Residence
HOA dues
$31.25

Source: MRED #12287396

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 30, 2025 12:28 am
Listing agent: Keith McMahon (630) 803-4150
Listing provided courtesy of: Compass (630) 861-1800
Details provided by MRED and may not match the public record.
MLS ID: #12287396
Based on information submitted to the MLS GRID as of May 11 2025 - 01:21. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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