2384 E Marcia St, Inverness, FL 34453
3 beds · 2 baths · 1,452 sqft
Welcome to this charming 3-bed, 2-bath, 2-car garage home located in the desirable Celina Hills subdivision of Citrus Hills, just minutes from shopping and dining. Built in 2018, this home boasts an ample, fully fenced-in back yard, situated on a .5-acre lot. This well-maintained property offers a comfortable, spacious split floor plan, with newer appliances, vinyl plank flooring and granite countertops included throughout. Enjoy planning family get-togethers with a roomy dining area that flows into the inviting living room perfect for hosting. When you walk into the bright and airy kitchen you will enjoy the well-designed layout with a breakfast nook that floods with natural light overlooking the back yard. The private and peaceful master bedroom offers a cozy corner perfect for a desk and office area. You will be in your serene sanctuary with a large walk-in closet and en-suite bathroom complete with double vanity and walk in shower. Prime location and unbeatable convenience, this home is just a few minutes away from the downtown historic city of Inverness with local shops, cafes and restaurants. Experience Florida living at its finest, just 25 minutes away from the Gulf Coast as you explore the stunning Crystal River area perfect for kayaking, fishing, and outdoor living. This home is ready for you to move in and enjoy! Plus, peace of mind for you and your family will be ensured with a hardwired security alarm system. Don’t miss out on this incredible opportunity to own this beautiful home. It won’t last long. Call today!
Source: STELLAR #TB8330826
Financials
Source: STELLAR #TB8330826
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.