2384 E Marcia St, Inverness, FL 34453
3 beds · 2 baths · 1,452 sqft
Charming 3-Bedroom, 2-Bathroom Single-Family Home with Spacious Fully Fenced Yard, Centrally Located Near Top Attractions in Inverness Welcome to this inviting 3-bedroom, 2-bathroom home, offering a comfortable and spacious split floorplan, perfect for those in search of a cozy home in a convenient location. This well-maintained property features a bright and airy interior with newer appliances throughout, ensuring a move-in-ready experience. The home boasts a 2-car garage, providing ample space for your vehicles and storage needs. Step outside into the expansive, fully fenced backyard — a great spot for entertaining, gardening, or simply enjoying Florida's beautiful weather in privacy. Whether you're hosting weekend BBQs, creating your dream garden, or relaxing in the shade, this outdoor space has plenty of room for all your activities. Plus, rest easy knowing this property is not located in a flood zone. Prime Location, Unbeatable Convenience This home is ideally located in Inverness, a charming and welcoming city known for its scenic beauty, small-town charm, and laid-back atmosphere. Inverness offers a variety of attractions and amenities that make it an ideal place to call home. The city boasts a historic downtown area with local shops, cafes, and restaurants, offering everything from antiques and artisanal goods to delightful eateries and local dining experiences. Residents enjoy a tight-knit community, excellent parks, and a peaceful environment that feels worlds away from the hustle and bustle, yet still conveniently close to everything. The Gulf Coast is just 25 minutes away, you can explore the stunning Three Sisters Springs, a crystal-clear, spring-fed haven perfect for kayaking, paddle boarding, and wildlife viewing — including manatees in the cooler months. In just over an hour, you can reach larger cities including Tampa and Orlando, offering access to top-tier dining, shopping, and white sand beaches. A Perfect Balance of Convenience and Tranquility This home provides the perfect balance of a serene residential setting while keeping you within reach of all the attractions that make Florida living so desirable. Whether you're looking to explore the nearby springs, take a short drive to the beach, or enjoy the urban amenities of larger cities, this location offers it all. With its spacious interior, large backyard, and unbeatable location in the heart of Inverness, this home won’t last long. Schedule a showing today and make this charming property yours!
Source: STELLAR #tb8330826
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8330826
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8330826
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.