2383 Regency Park Dr, Deland, FL 32724
4 beds · 3 baths · 2,781 sqft
One or more photo(s) has been virtually staged. Welcome to your dream home in the heart of a vibrant HOA community! This meticulously maintained 4-bedroom, 2.5-bathrooms boasts an array of upgrades, promising a lifestyle of luxury and comfort. Step into the spacious living area, adorned with tasteful finishes and ample natural light, creating an inviting ambiance for relaxation or entertainment. Here you will also find the space is already wired for an audio system! Heading over to the modern kitchen, equipped with high-end appliances and quartz countertops, is a chef's delight, perfect for culinary adventures or casual dining. Continuing to the formal dining you will also find a dry bar making entertaining even more desirable. Off the family room downstairs you will find there is also a bonus area that could be used as a flex space! Retreat to the serene master suite located upstairs. This space is complete with an ensuite bathroom and generous closet space, offering a private haven to unwind after a long day. Two additional bedrooms provide versatility for family, guests, a home office, or hobbies. Also, upstairs in another private living room and your laundry room!!! Back downstairs enjoy outdoor living on the rear covered patio. This space is equipped for an audio system with everything pre-wired making it perfect for entertainment or relaxing after a long day. Stepping into the garage, it features 2 spaces and provides ample storage space. With this home being nestled within a well-maintained HOA community, residents benefit from amenities including pool access, recreational spaces, and dog parks. Don't miss this opportunity to experience the epitome of modern living in a prime location. Minutes to medical, schools, grocery stores, shopping and many restaurants! Schedule your showing today and make this your forever home! (New Carpet, New interior paint, New exterior paint & Driveway pavers just re-sanded and sealed!!) *All info to be verified by buyer*
Source: STELLAR #v4936758
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4936758
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4936758
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.