2381 Sanderling St, Haines City, FL 33844
4 beds · 2 baths · 1,917 sqft
Welcome to Highland Meadows! This beautiful home is ideally located on the border of Haines City and Davenport in the heart of Polk County, offering quick access to local amenities, shopping, and major roads leading to Orlando and Tampa. As you arrive, you'll appreciate the spacious driveway, two-car garage, and lovely landscaping. The screened-in rear patio offers a serene retreat with no rear neighbors for added privacy. Enter through the upgraded glass door and be greeted by attractive tile flooring throughout the home, with cozy carpeting in the bedrooms. The long central hallway ensures privacy for the occupants. To the left, you'll find two spacious bedrooms separated by a full bathroom. Further down the hall, there's access to the garage, a laundry room, and an additional bedroom. The kitchen, located in the back left corner of the home, features matching stainless steel appliances and modern cabinetry, providing ample space for meal preparation and enjoyment. The adjacent dining area opens to the rear patio through a sliding glass door. Next to the kitchen is the spacious main living room, which connects to the primary bedroom and bathroom. The primary bathroom boasts dual sinks, a stand-up shower, and a walk-in closet. Highland Meadows offers residents a community pool and playground, perfect for relaxation and recreation. Don’t miss this opportunity! Schedule your viewing today – this home won’t last long!
Source: STELLAR #s5108511
Source: STELLAR #s5108511
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5108511
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.