2381 Avian Loop, Kissimmee, FL 34741
4 beds · 3 baths · 2,416 sqft
Welcome to your dream home in the beautiful gated community of Tapestry! This stunning 4-bedroom, 3-bathroom modern residence offers a perfect blend of luxury and comfort. Step inside to an open-concept living area with high ceilings, sleek finishes, and abundant natural light. The home has over 2400 sq ft of living, there is a den/office as you go in, tile flooring throughout the main living areas and bathrooms, and no carpets in the home. The well designed kitchen features stainless steel appliances, granite countertops, and a spacious island, ideal for entertaining. Retreat to the master suite, complete with a spa-like bathroom and walk-in custom-designed closet. Custom banded roller shades in all the windows, designed to enhance and elevate the home. Enjoy the serene fenced outdoor space that has been perfectly designed to entertain with a custom outdoor kitchen, extended paved patio deck with a pergola adding more shade to the existing lanai. Home has solar panels. Residents at Tapestry has access to top-notch amenities, including a community pool, fitness center, walking trails, and more. The centrally location of this community provides easy access to main highways and multiple shopping centers, this home truly has it all. Experience modern living at its finest in Tapestry!
Source: STELLAR #s5109093
Source: STELLAR #s5109093
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5109093