238 Kirby St, Manassas Park, VA 20111
4 beds · 3 baths · 1,928 sqft
Welcome home to Mosby Ridge! This bright and airy end unit townhome features modern updates and welcoming spaces on all three levels! Step inside and discover an open floorplan, with sleek plank flooring flowing seamless between the living room and open dining room. On the front of the home, the stunning bay window floods the home with natural light. Continue into the upgraded spacious eat-in kitchen, where you’ll find bright modern cabinets, fresh paint, sleek granite countertops, and stainless steel appliances. Plush carpeting leads you upstairs to your primary bedroom suite, featuring elegant crown molding, a large walk-in closet and a stunning renovated en suite bathroom with a double sink vanity and stylish step-in shower. Both additional bedrooms are freshly painted and include soft carpeted flooring and large closets, with shared access to the handsome updated hall bathroom. Downstairs, the lower level provides you with additional versatile spaces including a recreation room, bonus room with large closet, and plenty of storage. Rough-In plumbing allows you the opportunity to create an additional bathroom. Step outside from here to enjoy your peaceful tree-lined backyard! Community amenities include reserved parking, a clubhouse with party room, volleyball courts, and more! Just minutes to Megamart, H Mart, Walmart, Old Town Manassas, Bull Run Regional Park, Manassas Park Community Center, Prince William County Fairgrounds, and Manassas Regional Airport. Quick access to Route 28, I-66, Route 29, and the Prince William Parkway. Schedule a private tour of your beautiful new home today! OFFER DEADLINE MONDAY 5pm.
Source: BRIGHT #VAMP2002950
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAMP2002950
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.