2370 White Lilly Dr, Kissimmee, FL 34747
4 beds · 2 baths · 1,830 sqft
Welcome to this stunning four-bedroom, two-bathroom home built in 2020 by DR Horton, nestled in the Murano at Westside community in Kissimmee, Florida. Just a short distance away from the magic of Disney World and other popular attractions, this residence offers the perfect blend of comfort, style, and convenience. Step inside to discover a thoughtfully designed split floor plan, providing privacy and space for everyone in the family. The master suite is a true retreat, featuring a walk-in shower, a spacious walk-in closet, and double vanities, ensuring a serene start to your day. The three additional bedrooms are located on the opposite side of the home, ideal for family or visiting friends. The heart of the home is the modern kitchen, equipped with stainless steel appliances, a dedicated dining area, and an oversized island with a bar- perfect for entertaining and casual meals. Outside, you'll love the expansive 40x14 screened-in back patio, which features ceiling fans to keep you cool while you unwind and enjoy tranquil pond views. The outdoor space is beautifully enhanced with pavers, creating an inviting atmosphere for gatherings or quiet evenings. The pond is stocked with fish, making it a great spot for catch-and-release fishing. Living in this community also means enjoying a low HOA fee of just $129 a month, which covers fiber high-speed internet and cable, providing you with modern conveniences at an affordable price. Located just a short walk from the home, you will find the community pool and clubhouse, as well as other fantastic amenities, including volleyball, pickleball, and basketball courts, and a playground. Don't miss the opportunity to own a like-new home in a vibrant community that offers the best of Florida living. Schedule your private showing today and make this dream home yours!
Source: STELLAR #L4951736
Financials
Source: STELLAR #L4951736
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.