VA loan
1 of 76
VA loan
$590,000 SIGNIN

Sign in to see required down payment for the 2.75% rate

2368 Saint Davids Sq NW # 4, Kennesaw, GA 30152

3 beds · 4 baths · 2,800 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Exquisite 3-Bedroom Townhome in Overlook at Marietta Country Club – Elegance, Comfort & Breathtaking Views! Welcome to luxury townhome living at its finest! Nestled in the prestigious Overlook at Marietta Country Club, this 3-bedroom, 3.5-bathroom, 3-level townhome offers the perfect blend of sophistication, convenience, and stunning views. Thoughtfully designed with 2,544 sq. ft. of elegant living space, this home is ideal for those who appreciate style and comfort. Step inside to discover gleaming brand-new hardwood floors on the upper level, beautifully complementing the rich hardwoods throughout the main floor. The light-filled open layout is enhanced by soaring ceilings and French doors with plantation shutters, creating a bright and airy ambiance in the spacious family room, complete with a cozy fireplace—perfect for relaxing evenings. At the heart of the home, the chef’s kitchen is a culinary dream, featuring stained cabinets, granite countertops, a chef’s prep island, and top-of-the-line stainless steel appliances, including a state-of-the-art digital screen refrigerator. French doors lead to an oversized rear deck, where you can take in breathtaking views of Mt. Paran Christian Academy and Kennesaw Mountain in the distance. A like-new elevator provides seamless access to all three levels. Upstairs, retreat to the luxurious master suite, boasting custom bookshelves and his-and-hers walk-in closets. A spacious secondary bedroom with a private bath and a convenient upstairs laundry room complete the upper level. On the first floor, a versatile office, gym, or bonus room with a full bath offers endless possibilities, whether for guests, a private workspace, or a fitness area. The rear-entry two-car garage provides direct interior access for everyday ease. Beyond the home, Overlook at Marietta Country Club offers an exceptional lifestyle, with sidewalk-lined streets, streetlights, a clubhouse, pools, a golf course, tennis courts, and impeccably manicured grounds—everything you need to enjoy resort-style living in a vibrant community. This is more than just a house—it’s the home you’ve been waiting for! Don’t miss your chance to experience this extraordinary property. Schedule your private tour today!

Estimated
Seller's interest rate
2.75%
7%
Estimated
Monthly payment

$3,169
$4,260
You may also save up to $343,724 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,260 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
2.75%
Remaining term
26 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,169
Principal & interest
$1,959
Mortgage insurance
-
Property taxes
$116
Home insurance
$314
HOA fees
$778
Utilities
Not included

Source: Public records

Home details
Size
2,800 sqft
Lot size
0.13 acres
Year built
2005
Type
Townhouse
HOA dues
$778.67

Source: FMLS #7525404

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 01, 2025 12:01 am
Listing agent: The Lawton Group
Listing provided courtesy of: Keller Williams Rlty Consultants (678) 287-4800
Details provided by FMLS and may not match the public record.
MLS ID: #7525404
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
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$3,169
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