23642 Companero Dr, Sorrento, FL 32776
4 beds · 3 baths · 2,584 sqft sqft
Oh yes, Finally - A Lovely Home in the Eagle Dunes Golf Course Community! This a Special Home, actually a Unique - likely, the only one of it's kind in Sorrento Springs! This Extra Special Property is perched on a Spacious Corner Lot that is fully fenced. As one approaches, Pride of ownership is readily seen! Motivated Sellers!! As you enter the spacious foyer, you will immediately fall in love with the uniqueness of the well laid PVC type laminate floorings. The recently remodeled gourmet kitchen with the granite countertops and "touchless" faucet by the island sink is a beauty to behold. Looking for lots of extra flex spaces, - you will find all that and more here. Enter the large master suite and observe the spacious walk -in closet, large roman tub with separate shower stall and double sinks. Venture upstairs and you will fancy the huge suite, bedroom, office space, huge walk in closet and spacious bathroom (could actually be another master suite upstairs). Venture outside and enjoy the offerings of the inviting screened porch and huge fenced back yard, plus many practical upgrades such as Rounded Corners on inside walls, etc. This might just be the perfect property for you. Motivated Sellers! Please note that the Water Treatment System and Charging Station Do Not Convey!
Source: STELLAR #o6225134
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6225134
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6225134
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.