2363 Mindlin Ln, North Port, FL 34286
4 beds · 2 baths · 1,562 sqft
**Charming 4-Bedroom Home in North Port, FL – No HOA or CDD!** Welcome to your future home in beautiful North Port, Florida! This spacious 4-bedroom, 3-bathroom gem offers the perfect blend of comfort, style, and convenience. As you step inside, you'll notice the fresh feel of a home that's been lovingly maintained and updated. The entire house was repainted in 2020, giving it a bright, modern look. With hurricane shutters already in place, you can have peace of mind during storm season. This home features unique flooring in each room, offering a diverse canvas for your personal touch. While the varied flooring styles may appeal to some, it also provides an excellent opportunity for those looking to install cohesive new flooring throughout. The heart of this home is its open and inviting living area, perfect for family gatherings or entertaining friends. The kitchen is equipped with modern appliances and plenty of counter space for all your culinary adventures. Upgrades include a new roof and gutters in 2022, ensuring years of worry-free living. The HVAC system, replaced in 2021, keeps the home comfortable year-round. The water softener system, upgraded in 2017, ensures high-quality water throughout the house. Plus, the septic system was recently serviced, adding another layer of convenience. Located on a quiet street, this home offers a peaceful retreat while still being just minutes away from shopping, dining, and exciting water sports. Whether you’re looking for a family home or a Florida getaway, this property has it all. Don’t miss out on this fantastic opportunity to own a piece of paradise in North Port!
Source: STELLAR #n6134167
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #n6134167
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #n6134167
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.