2354 Nuthatch St, Saint Cloud, FL 34771
4 beds · 2 baths · 2,164 sqft sqft
Under contract-accepting backup offers. ***PRICE IMPROVED TO SELL*** Welcome to Your Dream Home in Saint Cloud! This meticulously maintained single-family home offers exceptional curb appeal with a beautifully landscaped front yard. Encompassing 2,164 square feet, this residence features 3 spacious bedrooms, a versatile flex room, and 2 bathrooms, all within a thoughtfully designed split floor plan that ensures optimal privacy.The open-concept interior boasts ceiling fans throughout, enhancing comfort across all spaces. The kitchen is a chef's delight, complete with upgraded cabinetry, and all included appliances. Adjacent to the kitchen, the laundry room is conveniently equipped with cabinetry, a sink, and a washer/dryer for your convenience. The oversized garage, with its durable epoxy flooring, provides ample space for vehicles and storage. Outdoors, your private oasis awaits with a pool featuring wireless heater controls. The outdoor patio is perfect for entertaining, complete with a summer kitchen and outdoor furniture, all overlooking a serene green conservation area that offers a tranquil backdrop. This home effortlessly combines comfort and luxury, creating an inviting retreat you'll love coming back to. Ideally located near shops and restaurants, it offers convenience at your fingertips. Just 20 minutes from LAKE NONA and 45 minutes from the pristine beaches of Melbourne, this home provides easy access to both urban amenities and coastal getaways. Don't miss the chance to own this exquisite property. Contact us today to schedule your private tour and make this beautiful home yours!
Source: STELLAR #o6230626
Source: STELLAR #o6230626
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6230626
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.