2353 Kilgore Dr, Largo, FL 33770
4 beds · 2 baths · 1,967 sqft sqft
BRING YOUR BOAT OR RV - THIS HOME HAS IT ALL!!! This exceptional 4-bedroom, 2-bathroom home, perfectly designed for comfort and functionality—just waiting for you to move in! Whether you're an outdoor enthusiast, a growing family, or someone who loves to entertain, this property has everything you need—and more. KEY FEATURES INCLUDE - SECOND DRIVEWAY: A separate dedicated space for your boat or RV with a paved driveway and easy-to-open gate. NO FLOOD ZONE - WITH 23 FEET ABOVE SEA LEVEL: Located in a peaceful neighborhood, this home offers the added peace of mind of being in a non-flood zone. SPACIOUS LAYOUT: Boasting 1,967 square feet of living space, this home offers generous room for family living and entertaining. The split-bedroom layout offers ultimate privacy, with three bedrooms and a bath on one side and the primary bedroom and bath on the other. ENTERTAINER'S KITCHEN: The heart of this home is its beautifully designed kitchen, featuring a large central island perfect for family gatherings or hosting guests. With matching stainless steel LG appliances and a front-loading washer and dryer in the garage (which can be removed prior to closing if preferred), everything you need is at your fingertips. ADDITIONAL LIVING SPACE: The bonus room, ideal as a spacious walk-in closet, adds even more value and versatility to the home. Plus, the family room features a recently installed mini-split air conditioning unit, ensuring year-round comfort. UPDATES AND UPGRADES: The home features energy efficient double-pane tilt-in vinyl windows for easy cleaning, ceiling fans in almost every room, NEW ELECTRICAL (2015) and a updated roof (2012) and A/C unit (2013), along with a mini-split unit installed in 2023. All in great shape and maintained. Professional Paver Driveways: The front, rear and entire walkways of the property have professionally installed pavers which were completed in 2019, with easy access to a second driveway to the west side of the home, perfect for extra parking. LARGE STORAGE SHED IN REAR YARD:Tuff Shed was added in 2021, providing extra storage space for all your gear. OUTDOOR PRIVATE OASIS: Fully fenced with durable vinyl PVC, the backyard is your personal retreat, complete with a relaxing hot tub and pavers surrounding the entire property. There’s no rear neighborS, ensuring your peace and privacy. UPDATED PRIMARY SHOWER: The newly updated walk-in shower in the primary bath offers both style and comfort. LOCATION, LOCATION, LOCATION: Just 1 mile from the beach and close to BELLEAIR boat ramp, this home is ideally located for outdoor adventures and coastal living. The peaceful neighborhood provides privacy with no rear neighbors. This home is ready for immediate occupancy and is ideal for those looking for a quick closing. With so many recent upgrades and its fantastic location, this gem won’t last long on the market. Schedule your showing today and make this beautiful home yours! Purchase before the end of the year and get your homestead exemption for 2025!!!! This saves you money on your taxes!!!
Source: STELLAR #tb8317418
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8317418
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8317418
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