2352 Lake Woodberry Cir, Brandon, FL 33510
2 beds · 2 baths · 1,110 sqft
One or more photo(s) has been virtually staged. WOW!! New Price adjustment! This beautifully maintained 2-bedroom, 1.5-bathroom, corner lot residence offers 1,110 square feet of living space, perfect for those seeking a blend of comfort, privacy and modern amenities. As you enter, you'll be greeted by a spacious and open floor plan that flows seamlessly from one room to the next. Sit and relax in your living room and watch your favorite shows on your recessed TV above your fireplace or just hang out at the dinner table and chat with your loved ones. The kitchen is a chef's dream, featuring stainless steel appliances, a mobile kitchen island, and an eating area for three. With many updates that enhance both functionality and style, this kitchen is equipped to handle everything from quick meals to dinner parties. One of the unique features of this home is the half bathroom conveniently located downstairs, adding a touch of practicality to the layout. Upstairs, the large bedrooms provide ample space for relaxation and rest, ensuring a peaceful retreat at the end of each day. The full bathroom upstairs serves the bedrooms, offering a serene space for your daily routines. Step outside from the kitchen thru your sliding glass doors to discover the screened-in lanai, an ideal spot for enjoying the outdoors without the hassle of bugs. This versatile space can be used for relaxing, entertaining, or simply enjoying a morning cup of coffee. This home has been impeccably maintained, ensuring that you can move in with peace of mind. From the modern updates to the thoughtful design, every detail has been considered to create a welcoming and comfortable living environment. Your Homeowners Association (HOA) will manage the community pool, playground, exterior maintenance, lawn care, water, sewer, trash, basic cable, and internet services, thereby granting you additional time to enjoy your home and community. Roof is 2022, A/C is 2018, electrical and plumbing is from 2001 when built. Water heater is 2 years old. Strategically situated near Brandon Mall, I-75, I-4, and the Crosstown Expressway, this town home offers convenient access to shopping, dining, and all the amenities that Tampa Bay has available. With exceptional upgrades, a preferred en-suite layout, and attractive buyer incentives, this property represents a unique opportunity in Regency Key. Don't miss out on the opportunity to make this charming property your new home. Schedule a viewing today and experience the perfect blend of comfort and style for yourself. This one will not last at this new price!
Source: STELLAR #TB8351745
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #TB8351745
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.