23514 Enchanted Fall, San Antonio, TX 78260
4 beds · 3 baths · 2,890 sqft sqft
Welcome to 23514 Enchanted Fall - Your Dream Home in The Heights at Stone Oak This stunning 4-bedroom, 3-bathroom, 2-car garage home is nestled within the secluded and beautiful community of The Heights at Stone Oak. With a brand new roof and a well-maintained interior, this home is ready for you to move in and start creating memories. Interior Features Freshly Painted: The interior features fresh Benjamin Moore paint in warm, traditional hues, enhancing the inviting atmosphere throughout the home. Elegant Dining Room: Upon entering, you're greeted by a charming entryway that leads to an elegant dining room, with a striking chandelier that conveys with the home. It's the perfect setting for romantic dinners or meals with loved ones. The family room is filled with natural light and offers views of the backyard, which features a deck and mature oak trees. There's plenty of space for playing, gardening, or enjoying time with your furry friends. Spacious Kitchen: The kitchen boasts granite countertops, stainless steel appliances, a roomy breakfast nook, and a bar area. A walk-in pantry provides ample storage for all your culinary needs. Home Office: The large and airy 4th bedroom downstairs is currently being used as a home office, ideal for those who work remotely. The living room features an electric fireplace with a new remote, allowing you to enjoy instant ambiance without the hassle of firewood. Generously Sized Primary Suite: Upstairs, you'll fall in love with the expansive 21x14 primary bedroom, which includes a cozy sitting area perfect for private reading or additional storage. The primary bath features dual sinks, a garden tub, and a separate walk-in shower, providing plenty of natural light. Two of the secondary bedrooms upstairs are nicely sized and share a cute hall bath with a separate tub and shower for added convenience. Prime Location: The Heights at Stone Oak is located just 2 blocks from the community entrance, with a convenient HEB nearby. Top-Rated Schools: Located within the highly desirable NEISD school district, with access to Reagan High School, Lopez Middle School (known for its exemplary GATE program), and Hardy Oak Elementary. Resort-Style Amenities: The community offers a wealth of amenities that make you feel like you're living in a resort, including: A pool with lifeguards Basketball court Playground Soccer fields Walking trails Pickleball/Tennis courts Sand volleyball court Secure and Safe: The gated community features live security 24/7, providing peace of mind by monitoring who is allowed to visit. Schedule your appt.
Source: SABOR #1808879
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1808879
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1808879
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.