23503 Valderama Ln, Sorrento, FL 32776
5 beds · 4 baths · 3,443 sqft
One or more photo(s) has been virtually staged. HIGH-END RENOVATED 5-BEDROOM GOLF COURSE FRONTAGE HOME IN GATED SORRENTO SPRINGS COMMUNITY. Welcome home to this well-established community offering tranquil tree-lined streets, community events, and a short drive to every amenity for shopping, dining, entertainment, lakes, parks, schools, medical facilities, and more. Arrive at your new residence to find this attractive 3,443 SF home on an oversized .37 acre lot graced with mature trees and a fully fenced-in backyard with pristine views of the 18th tee box on Eagle Dunes Golf Course. Impressive! Outside, you may notice the recently painted exterior (2024) and the recently replaced roof (2023), bringing you peace of mind and keeping dollars in your pocket. The stacked stone-covered front entry beckons you inside to find a light-infused interior with high ceilings, wide baseboards, arched doorways, freshly painted walls in soothing neutral tones, easy-to-care-for tile flooring downstairs, and 2 A/C units replaced in 2017. The thoughtfully designed floor plan includes downstairs entertainment and relaxation zones, including a first-level primary bedroom suite. The front living and dining areas are open to each other, creating an excellent flow for entertaining and hosting family and friend gatherings. Step through to the kitchen and family room area, which is the heart of this wonderful home. The kitchen is as beautiful as it is functional. Gorgeous Quartz countertops and backsplash are stunning! Striking and modern, paired perfectly with classic white cabinetry dressed with modern pulls. Completely upgraded stainless appliances, including a stainless sink with a pot-filler faucet, will become much-appreciated conveniences as you flex your culinary skills. The closet pantry provides additional storage space, and the peninsula breakfast bar and breakfast nook create multiple dining/serving options. The adjoining family room is the ideal gathering place for family game/movie night. The very private primary suite allows you to create your ideal relaxing retreat. Large windows on two walls provide natural light and golf course views, while the accent wall is finished with custom wainscotting. Step into the spa-worthy en-suite to find a walk-in closet, dual Quartz sink vanity atop custom wood cabinetry set against a glamorous tiled wall with modern gold-framed mirrors, designer lighting, and elegant brushed gold fixtures and cabinet pulls. Soak your stress away in the freestanding, deep soaking tub or the stunning, custom-tiled shower. Downstairs also includes a convenient laundry room with a utility sink and storage space, and there’s an updated full bathroom off the family room. The stairs and upper flooring have recently been replaced with hardwood Oak flooring, adding warmth and character. Multi-generational families will appreciate the abundant bedroom space here, with four spare bedrooms and a full, updated bathroom. Alternatively, you can use one or two as a guest bedroom, craft room, art studio, or any flex space that suits your family’s lifestyle. Enjoy the rear covered patio as a grilling station or relaxation zone where you can take in the serene golf course views from the privacy of your spaciously fenced yard. Eagle Dunes Golf Course is open to the public if you’d like to meet friends for a round of golf. When you must leave your idyllic setting, charming, historic downtown Eustis and Mount Dora are nearby. Orlando Airport and the beaches are an hour away.
Source: STELLAR #G5089680
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #G5089680
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.