2350 Black Rock Dr, Duluth, GA 30097
4 beds · 2 baths · 2,284 sqft
Charming One-Sided Brick Home in a Serene Cul-De-Sac Welcome to your dream home! Nestled in a tranquil cul-de-sac, this stunning one-sided brick residence boasts beautiful landscaping and a gorgeous, private backyard—perfect for outdoor gatherings or peaceful retreats. Key Features: • Spacious Living: This home offers four generously sized bedrooms, two full baths, and a convenient half bath, providing ample space for family and guests. • Modern Elegance: Step inside to discover fresh, brand-new interior paint and scraped popcorn ceilings that enhance the home’s modern aesthetic. • Gourmet Kitchen: The heart of the home features elegant stone countertops and a spacious island, ideal for meal prep and entertaining. • Cozy Great Room: Enjoy cozy evenings by the fireplace in the expansive great room, perfect for relaxation and family gatherings. • Functional Layout: An upstairs laundry room adds convenience to your daily routine, while a main floor office with doors offers a private workspace for productivity. • Dining Delight: Host memorable dinners in the inviting dining room, designed for both intimate meals and larger celebrations. • Luxurious Master Suite: The large master bedroom is a true retreat, complete with a walk-in closet and an en-suite bathroom featuring double sinks for added comfort soaking tub and shower. • Additional Amenities: With some new windows enhancing energy efficiency, this home combines style with practicality, New Carpet upstairs as well as all vinyl floor on main. Outdoor Oasis Step outside to your beautifully landscaped backyard—a private sanctuary where you can unwind or entertain under the open sky. Don’t miss the opportunity to make this exquisite home yours! Schedule a viewing today and experience all that this beautiful property has to offer. Feel free to adjust any details or add personal touches to better match your style! Be in to start 2025
Source: FMLS #7496601
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7496601
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7496601
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.