235 Fiddlers Cove Dr, Kingsland, GA 31548
4 beds · 3 baths · 3,036 sqft
WOW! This home offers so much of it! Nearly new, modern, & move-in ready, this 4 bedroom/3 full bath home is conveniently located in the prestigious gated community of Fiddlers Cove. The courtyard entry welcomes you with plenty of parking in excess of the 3-car garage. Additional exterior features include a front covered porch, concrete flowerbed edging, sprinklers, privacy fenced yard, spacious covered lanai & patio, & Ring security cameras. Inside you will be greeted with an abundance of natural light, a grand foyer, separate formal dining, as well as a flex/formal living/entertaining area. The oversized kitchen, open to the main living area, will surely please any chef, featuring quartz counters, separate cooktop, wall oven, walk-in pantry, prep island, ample counter space, breakfast bar and more. The glamorous master retreat boasts a sizable room with a just as sizable walk-in closet & bathroom, showcasing separate vanities, a knee space, storage, tiled walk-in shower, separate deep soaker tub, & private water closet. Opposite of the master, you'll find 2 bedrooms with a shared full bath, as well a separate bedroom/bath suite, perfect for an in-law. Other features of this home include an indoor laundry/mud room, split AC for the garage (no need to be hot in there!), water softener, attic storage, & more. Fiddlers Cove offers ample amenities for any family, including lawn care services, pool, fitness, playground & more. Convenient to shopping, dining, I-95 & Kings Bay Sub Base, this home has it all. Call to schedule your private tour before it is gone!
Source: GAMLS #10374236
Source: GAMLS #10374236
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10374236
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.