VA loan
1 of 41
VA loan
$779,000 SIGNIN

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23469 E Briarwood Pl, Aurora, CO 80016

4 beds · 3 baths · 2,585 sqft

Welcome to this exquisite, fully remodeled home situated on a huge corner lot with breathtaking mountain views. From the moment you step onto the inviting front porch, you’ll know you’ve found something special. This home has been meticulously renovated to offer a modern and stylish living experience with all-new flooring and a stunning chef’s kitchen that will wow even the most discerning cooks. The chef’s kitchen features top-of-the-line finishes, including sleek countertops, high-end appliances, and custom cabinetry, and flows seamlessly into the family room, where a beautiful stone-faced fireplace creates a cozy, elegant atmosphere. The bright and airy open layout, with soaring 9-foot ceilings and natural light flooding every room, creates a warm and welcoming vibe. The impressive primary en suite bath is a true standout, offering a spa-like experience with luxurious finishes. The primary suite also features a large walk-in closet. Upstairs, the open loft provides excellent additional living space, perfect for an office, playroom, or media room. And with the convenient second-story laundry room, you’ll enjoy added functionality and ease. For those who love to entertain, this home is an absolute dream! The expansive backyard is an entertainer’s paradise, featuring a covered patio with a built-in gas firepit and an outdoor kitchen—ideal for hosting gatherings or enjoying quiet evenings under the stars. Located in the prestigious Tallyns Reach neighborhood, this home is within the highly sought-after Cherry Creek School District and just minutes from Southlands Mall, offering easy access to shopping, dining, and entertainment. Don't miss the chance to call this gorgeous home your own!

Estimated
Seller's interest rate
3%
7%
Estimated
Principal & interest
$2,580/mo.
$3,926
You may also save up to $432,088 in total interest paid.

Send questions to support@withroam.com

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open House
Apr 12 • 11AM - 1PM
Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,580 monthly payment

Financed
SIGNIN
Location
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Loan details
Remaining term
26 yrs and 9 mos
Loan type
VA
Rate
3%
Monthly P&I
$2,580
Remaining balance

Source: Public records

Home details
Size
2,585 sqft
Lot size
0.37 acres
Year built
2010
Type
Single Family Residence
HOA dues
$105.84

Source: RECO #4057461

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 10, 2025 06:11 pm
Listing agent: Kimberly Forte
Listing provided courtesy of: HomeSmart (303) 858-8100
Details provided by RECO and may not match the public record.
MLS ID: #4057461
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