23453 Painted Hills St, Parker, CO 80138
6 beds · 6 baths · 6,243 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Ask us about a rate buy down or a carpet allowance!!! One if the biggest homes in the neighborhood situated on a corner lot! Amazing two-story foyer with an impressive light fixture. With 6 bedrooms and 6 baths and over 6,000 square feet of living space and all the amazing extras you will never grow out of this home. Enjoy the beautiful bright kitchen with granite counters, SS appliances, double oven and pantry. Indoor & outdoor living! The custom stamped concrete with tongue & groove covered patio ceiling, recessed lighting, ceiling fans for hot summer days and built in electric heaters for the cooler fall evenings, outdoor living all year long. Living room, dining room, large family room, main floor bedroom that can be used as an office with private bath. Large laundry room that leads to the oversized 3 car garage with cabinets and utility sink. Spacious primary bedroom with sitting/retreat area, bar area, fireplace and massive walk-in closet and bath. 3 additional bedrooms and 2 additional baths complete the upper level. Over 2100 square feet make up the basement. Private bedroom and bath, bonus room, workout room, workshop – the possibilities are endless with this basement. Beautiful windows with trim. Master retreat wet bar - Patio cover, with electric heaters, fans and recessed lights. Done in 2018. - New water heater. Done 2019. - New high efficiency HVAC system (two new systems). Done 2020. - Windows on the front of the house, and custom blinds on the new windows. Done summer 2020. - New front door and window surround, new storm door, new window above front door and new garage side entry door. Done summer 2021. - New driveway, hot tub pad and addition of concrete path from front to backyard. Done summer 2021. - Exterior paint. Done summer 2021.
Source: RECO #9463925
Source: RECO #9463925
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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