23434 Grande Vis, San Antonio, TX 78261
3 beds · 3 baths · 2,506 sqft sqft
Welcome to your dream home in the highly sought-after and master planned community of the Campanas! This beautifully maintained luxury residence offers 3 spacious bedrooms and 2.5 bathrooms along with a oversized game-room and it's very own half bath. Modern flare is perfectly blended with ultra comfort and elegance. You'll be captivated by the stunning wood-look tile highly durable flooring throughout the main living areas, vaulted ceilings, and a cozy wood-burning fireplace, all contributing to a warm and inviting ambiance. The open floor plan and high ceilings enhance the home's sense of space, while walk-in closets and stylish finishes provide both practicality and sophistication. The kitchen is a chef's delight, featuring beautiful white ice quartz countertops, a large island with extra seating, making meal preparation a joy. Gigantic glass sliding doors lead seamlessly from the main living area to a spacious oversized covered patio with elegant iron rod railings, creating an ideal space for outdoor entertaining or simply enjoying a quiet evening. Retreat to the primary suite, which boasts an impressive resort style bath complete with a soaking tub, walk-in shower, and separate vanities for added convenience. The versatile game room, which also includes a half bath and dry bar, is perfect for entertaining or relaxing. Enjoy the tranquility of your home on a secluded cul de sac while still being close to miles of scenic walking trails. The community amenities features access to two community centers that have a pool, lazy river, pickleball court and a library and you'll also appreciate the convenience of being near dining, shopping. This home offers not only exceptional living spaces but also a prime location. Don't miss the opportunity to make this stunning house your new home!
Source: SABOR #1807742
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1807742
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1807742